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GoldenKey
HomeBusiness AccountInternational Customer Payments
Multi-Currency Business Account

International Customer Payments

Receive from customers abroad without asking them to navigate international wires. Currency accounts with local details make it easy for clients to pay you like a local vendor.

No monthly account chargeMulti-currencyOnshore & offshore eligible*Transparent fees
The problem

What usually goes wrong

  • Clients delaying payment over wire complexity.
  • Losing part of each receipt to fees.
  • Currency mismatch with your costs.
The GoldenKey approach

How we make it simpler

We identify the real requirement, explain it plainly, and handle the steps — so you understand what you are signing before you sign it.

Easy for clients

Local-style payment details in their currency.

Keep the currency

Hold and use for matching costs.

Invoicing alignment

Details for your invoices.

Reconciliation

Reference-matched receipts.

Requirements

What to prepare

  • Certificate of incorporation / trade licence
  • Memorandum & Articles or equivalent
  • Register of directors, shareholders and beneficial owners (UBO)
  • Passport and proof of address for directors and UBOs
  • Evidence of business activity: invoices, contracts, website or business plan
  • Expected transaction profile: currencies, countries, volumes

We aim to keep onboarding clear and efficient while completing all required verification and compliance checks. Approval is not guaranteed and rests with the provider.

Pricing transparency

No monthly account charge — and what that does not mean

Fee typeApplies?Notes
Monthly account chargeNoneNo maintenance fee for keeping the account open
Transaction feesPer scheduleShown before each payment; varies by type and currency
Currency conversionTransparent marginRate and margin displayed before you convert
Transfer feesPer corridorLocal and international routes priced differently
Third-party chargesMay applyCorrespondent or receiving-bank charges outside the provider's control
Government / complianceWhere applicableAny regulatory or attestation costs are separate
Optional servicesPriced separatelyOnly if you choose them

Exact schedules are provided before activation. Availability of features and currencies depends on eligibility and configuration.

Onboarding

A straightforward process with clear checks

  1. 01

    Eligibility check

    We review entity type, activity, ownership and countries involved and tell you honestly whether to proceed.

    Day 1
  2. 02

    Document preparation

    Checklist by entity type; we pre-review everything before submission.

    Days 1–3
  3. 03

    Application & verification

    Application submitted; identity and compliance verification completed, sometimes with a short video check.

    Days 2–7
  4. 04

    Activation

    Account activated; currency balances and receiving details set up where supported.

    On approval
  5. 05

    First transactions

    Guidance on first payments and receipts, limits and documentation.

    Week 1–2
FAQ

Questions founders ask

Where GBP receiving details are supported, yes.

No, one account with multiple currency balances.

Yes.

Keep exploring

Related pages

Next step

Explore Account Options

Share a few details and a GoldenKey specialist replies with a written plan, clear requirements and transparent pricing — no obligation.

  • Response within 15 minutes during working hours
  • Written scope and costs before you commit
  • Requirements explained in plain language
  • Led by CEO Mohammad Sajid — 20+ years of UAE expertise
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International Customer PaymentsCheck Eligibility
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