OCBC Bank vs CIM Banque: Business Account Comparison
Every serious offshore engagement starts with the same three questions: what are you protecting, where will you bank, and what will the structure cost to run in year three — not just year one.
OCBC can approve straightforward Singapore Pte Ltd accounts within days via digital KYC. On the other side, cIM Banque is one of very few Swiss banks that onboards offshore companies fully remotely. This comparison lines both up on the factors that decide real-world usability.
Head-to-Head
| OCBC Bank | CIM Banque | |
|---|---|---|
| Type | Major Singapore bank | Swiss private bank |
| Base | Singapore | Geneva, Switzerland |
| Typical minimum | SGD 30,000 initial typical | CHF/USD 10,000 typical |
| Remote opening | Video KYC for eligible SG companies | Fully remote video onboarding |
| Currencies | SGD, USD + majors | CHF, USD, EUR + 20 currencies |
| Key strength | Strong SME digital onboarding for Singapore entities | Swiss banking with genuine remote account opening for offshore entities |
Choose OCBC Bank If…
Your profile matches its appetite — strong sme digital onboarding for singapore entities — and sgd 30,000 initial typical fits your cash plan.
Choose CIM Banque If…
You need swiss banking with genuine remote account opening for offshore entities, and fully remote video onboarding suits how you want to onboard.
Frequently Asked Questions
Which approves offshore structures faster?
OCBC Bank: video kyc for eligible sg companies. CIM Banque: fully remote video onboarding. Speed follows preparation — a pre-audited file beats a famous logo every time.
Which is cheaper to maintain?
OCBC Bank works around sgd 30,000 initial typical, while CIM Banque expects chf/usd 10,000 typical. Model your realistic average balance before choosing.
Can I open accounts at both?
Yes — a two-bank strategy (one primary, one contingency) is standard practice for offshore structures and something we set up routinely.
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