A UAE business account is the step that turns your licence into a working company, and ADCB is a sound candidate for many of the companies we form. ADCB suits SMEs with UAE operations, especially those serving Abu Dhabi corporates and government, and its product range includes business current account, SME package, corporate cards and merchant services. As a rule, real Estate Brokerage in ADCB means brokering the sale and leasing of property on behalf of owners and buyers, and it is licensed as a commercial activity. GoldenKey has licensed real estate brokerage businesses for clients in ADCB and knows which sub-activities to list so you are not asked to amend the licence later.
Why ADCB
As a rule, if ADCB is not the right fit for your profile, we say so and introduce you to a bank that is, because a well-matched submission is approved faster. Crucially, aDCB is known for ProCash digital banking, competitive fees for start-ups, good for Abu Dhabi-based businesses and trade and working-capital facilities, so we shortlist it for companies with that profile. GoldenKey has licensed real estate brokerage in ADCB for clients ranging from solo founders to groups opening a regional branch, so we know which sub-activities to list.
How ADCB works with GoldenKey
Step 1Profile review
We assess your business profile against ADCB's appetite — activity, nationalities, turnover — and confirm the fit first.
Step 2Document pack
GoldenKey builds the complete document pack for ADCB: corporate papers, signatory IDs, proof of address, profile and supporting invoices. If the authority raises a query on an ADCB account for a real estate brokerage at this stage, we handle it the same day.
Step 3Introduction and meeting
From day one, we arrange the meeting with an ADCB relationship manager and sit alongside you to answer compliance questions.
Step 4Compliance and activation
In our experience, aDCB's compliance team reviews the file, raises any follow-up questions (which we help answer) and activates the account on approval. Your portal shows the status of this step for an ADCB account for a real estate brokerage in real time.
Documents required
The document list for an ADCB account for a real estate brokerage is short, and most clients already have everything on it.
- Proof of residential address for each signatory
- A business profile describing products, customers, suppliers and countries of operation
- Trade licence, certificate of incorporation and memorandum of association
- Personal or corporate bank statements for the last three to six months
- Sample invoices, contracts or purchase orders where available
- Office tenancy contract or flexi-desk agreement
Pricing
For most clients, use the table below to compare packages for an ADCB account for a real estate brokerage; we will confirm the exact total for your case in a written quotation. As a rule, pricing for an ADCB account for a real estate brokerage depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-06.
Why the UAE
Since 2021, most mainland activities have allowed 100% foreign ownership, and free zones have always offered it, so an ADCB account for a real estate brokerage no longer requires a local partner. To be clear, residence visas for owners and families come with the company, which makes an ADCB account for a real estate brokerage a route to relocation as well as a business decision.
Why GoldenKey
GoldenKey is based in Ajman Free Zone and has helped founders from more than 60 countries with an ADCB account for a real estate brokerage, so the paperwork, approvals and timing hold no surprises for us. On the ground, our quotations for an ADCB account for a real estate brokerage list every government fee and our service fee on one page, in writing, before you pay anything. In practice, we speak the languages our customers speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for an ADCB account for a real estate brokerage.
In practice, call or WhatsApp GoldenKey today and a consultant will walk you through an ADCB account for a real estate brokerage step by step, with no obligation and no pressure.
Frequently asked questions
Is a minimum balance required at ADCB?
Most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current ADCB terms for your package before you apply.
Can a free zone company open an account with ADCB?
Yes. ADCB accepts companies from the main free zones, subject to its review. A clear activity and a UAE-resident signatory help.
Can I open a ADCB account without a UAE residence visa?
Some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey generally processes your investor visa before the bank submission for that reason.
Is real estate brokerage allowed in ADCB?
ADCB assesses real estate brokerage businesses on their documentation and trading pattern. {brand} prepares a profile that explains the activity clearly.
Which licence type covers real estate brokerage?
Real Estate Brokerage is classified as a commercial activity, and GoldenKey selects the exact activity code so your licence matches what you actually do.


