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UAE Business Bank Account Opening

Preparation, introductions and honest expectations

Choose a bank to see what it expects from your company type and nationality. GoldenKey never promises approvals; we prepare files that banks approve.

Emirates NBD

The largest bank in Dubai and one of the biggest in the region, with a dedicated business banking arm for SMEs and free zone companies

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ADCB

Abu Dhabi Commercial Bank, a leading lender with strong SME propositions and an efficient onboarding process for mainland and free zone entities

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First Abu Dhabi Bank (FAB)

The largest bank in the UAE by assets, with international reach and corporate-grade services for larger or well-capitalised businesses

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Mashreq

One of the UAE's oldest private banks and a pioneer of fully digital business account opening through Mashreq NeoBiz

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RAKBANK

The National Bank of Ras Al Khaimah, known as the UAE's SME bank with a straightforward approach to small-business onboarding

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Dubai Islamic Bank

The world's first full-service Islamic bank, offering Sharia-compliant business accounts and financing

IslamicExplore →

ADIB

Abu Dhabi Islamic Bank, a leading Islamic lender with a modern digital platform and SME banking team

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Commercial Bank of Dubai (CBD)

A Dubai bank with a strong trade and SME focus and a reputation for reliable relationship management

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Emirates Islamic

The Islamic banking arm of the Emirates NBD group, combining Sharia compliance with the group's digital platform

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Sharjah Islamic Bank

A well-regarded Islamic bank headquartered in Sharjah with practical SME onboarding for northern emirates companies

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Ajman Bank

Ajman's own Islamic bank, close to the Ajman Free Zone and mainland business community

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HSBC UAE

The UAE arm of the global HSBC group, suited to internationally connected businesses and existing HSBC clients

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Standard Chartered UAE

An international bank with deep Asia, Africa and Middle East networks, useful for cross-border trading groups

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Wio Bank

The UAE's first fully digital business bank, launched in 2022 with app-based onboarding for SMEs and free zone companies

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Mashreq NeoBiz

Mashreq's digital SME proposition with online application and quick activation for eligible businesses

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Bank Account Opening Assistance
GoldenKey service feeAED 1,500

Introduction, document preparation and coordination with bank relationship manager

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Prices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-05.

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