Disclaimer

This website (goldenkeybcs.com, including its sub-pages, tools, price explorer, activity finder and the GK AI assistant — together the "Website") is operated by Golden Key Management Consultancies LLC, trading as GoldenKey Business & Consultant Services ("GoldenKey", "we", "us").

By accessing or using the Website you acknowledge that you have read and understood this Disclaimer and agree to it. If you do not agree with any part of it, please do not use the Website. This Disclaimer forms part of, and should be read together with, our Terms & Conditions and Privacy Policy.

All content on the Website — including guides, articles, comparisons, checklists, timelines, activity lists and FAQs — is provided for general guidance and information purposes only. While we make reasonable efforts to keep it accurate and up to date, UAE regulations, authority procedures and fees change frequently and without notice.

GoldenKey makes no representation or warranty, express or implied, as to the accuracy, completeness, reliability, availability or suitability of any information on the Website for any particular purpose. Any reliance you place on such information is strictly at your own risk.

Nothing on the Website constitutes legal, tax, accounting, immigration, banking or financial advice, and no client relationship is created by reading the Website or using its tools. Information is general in nature and does not take into account your nationality, residence, business model, tax position or any other personal circumstances.

Before making any business, investment or legal decision you should obtain advice from a GoldenKey consultant under a formal engagement and, where appropriate, from a qualified lawyer, auditor or tax adviser and the relevant UAE authority.

The Website offers an artificial-intelligence assistant ("GK AI" / "GK Business Assistant") and automated tools such as the Activity Finder, price explorer and quote builder. These tools generate responses automatically from data we publish and from third-party AI technology.

• AI responses, estimated totals and suggested activities are for orientation only and do not constitute advice, an offer, a quotation or a commitment by GoldenKey.
• Activity codes shown as "GK-…" are GoldenKey reference codes, not official authority codes. Activity availability and approvals are always confirmed by the relevant authority.
• Always verify any information that matters to you with a GoldenKey consultant before acting on it.
• Please do not enter passport numbers, bank details, passwords or other sensitive personal information into the AI chat. See our Privacy Policy for how chat data is handled.

GoldenKey accepts no liability for any decision taken, cost incurred or loss suffered in reliance on AI-generated content or automated estimates.

Prices, packages, discounts, offers, government-fee estimates and totals shown anywhere on the Website (including the price explorer, quote builder, zone pages and AI answers) are indicative only.

• They may contain typographical, technical or calculation errors and may change at any time without notice — in particular when authorities, free zones or third parties change their fees.
• Government, free-zone, visa, medical, Emirates ID, translation, attestation and bank charges are set by third parties and may differ from our estimates.
• The only binding price is the price stated in a written quotation, engagement letter or official invoice issued by an authorised GoldenKey representative.
• GoldenKey is not bound by any price displayed in error and reserves the right to correct errors and to decline or cancel any request based on an incorrect price, with a full refund of any amount paid to GoldenKey for that request.

Before making any payment, please confirm the final amount in writing with GoldenKey on +971 55 671 5001 or info@goldenkeybcs.com.

Your financial safety matters to us. To protect you from fraud and impersonation:

• Make payments only to the bank account or payment link stated on an official GoldenKey invoice, issued from an official GoldenKey email address or through our authorised staff.
• GoldenKey will never ask you to pay into a personal bank account, a cryptocurrency wallet, a money-transfer agent or a third party's account, and will never change its bank details by phone, WhatsApp or social-media message alone.
• If you receive payment instructions you are unsure about, call us on +971 55 671 5001 before paying.

GoldenKey is not responsible or liable for any funds, deposits or payments made to any person, account, website or channel other than the official channels stated on a GoldenKey invoice, or for any loss arising from fraud, phishing, impersonation, intercepted e-mails or messages, cyber-attacks on your systems, or the acts of third parties that are not under GoldenKey's control.

If you suspect that someone is impersonating GoldenKey, please report it immediately to info@goldenkeybcs.com and to the UAE authorities.

Company licences, business activities, trade names, residence visas, Emirates IDs, Golden Visas, tax registrations and corporate bank accounts are issued or approved solely at the discretion of the relevant government authority, free zone, regulator or bank.

GoldenKey assists with preparation and submission but cannot guarantee any approval, decision, processing time or outcome. Timelines on the Website are typical estimates and may be affected by authority workloads, public holidays, additional document requests, security checks or system outages. GoldenKey is not liable for delays, rejections, fee changes or requirements imposed by third parties.

Business-activity lists, descriptions, licence types, facility requirements and document checklists are compiled from information published by the relevant authorities and may be summarised, translated or simplified. Authorities may add, remove, rename or restrict activities at any time. Whether a particular activity can be licensed, combined with other activities or requires external approval is confirmed only at the time of application.

The Website may contain links to third-party websites, authority portals, maps, social networks and messaging services (such as WhatsApp) for your convenience. GoldenKey does not control and is not responsible for the content, accuracy, availability, security or privacy practices of any external website or service. A link does not imply endorsement. Accessing external websites is at your own risk and subject to their terms.

The Website is provided on an "as is" and "as available" basis. We do not guarantee that it will be uninterrupted, error-free, free of viruses or compatible with your device. You are responsible for protecting your own devices and data and for keeping any downloaded information up to date.

While we aim to provide accurate and helpful information, GoldenKey does not guarantee any specific result, including approvals, licence issuance, visa grants, bank-account opening, tax outcomes, cost savings or business success. Testimonials and case studies reflect individual experiences and are not a promise of similar results.

To the fullest extent permitted by the laws of the United Arab Emirates, GoldenKey, its owners, managers, employees and agents shall not be liable for any direct, indirect, incidental, special or consequential loss or damage — including loss of profit, revenue, business, data, opportunity or goodwill — arising out of or in connection with the use of, or inability to use, the Website, its AI assistant or tools, or reliance on any information they contain.

Where GoldenKey provides paid services, its liability is governed exclusively by the written engagement terms and our Terms & Conditions. Nothing in this Disclaimer excludes liability that cannot lawfully be excluded.

We may update this Disclaimer at any time to reflect changes in our services, technology or the law. The "Last updated" date at the top shows the latest version. Your continued use of the Website after an update means you accept the revised Disclaimer.

This Disclaimer is governed by and construed in accordance with the federal laws of the United Arab Emirates and the laws of the Emirate of Ajman as applicable. Any dispute arising from it shall be subject to the exclusive jurisdiction of the competent courts of the Emirate of Ajman, UAE, unless a written agreement between you and GoldenKey provides otherwise.

If anything in this Disclaimer is unclear, or you would like to confirm a price or a piece of information before relying on it, please contact us:

• Golden Key Management Consultancies LLC — Office No. 318, B1 Building, Ajman Free Zone, Ajman, UAE
• Phone / WhatsApp: +971 55 671 5001
• Email: info@goldenkeybcs.com