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Fintech & Payments in the UAE for Turkish nationals

Payment technology, lending platforms, wealth-tech and financial software

In our experience, founders choose DMCC Free Zone when they want a credible UAE address, fast licensing and packages that scale from a solo flexi-desk to a multi-visa office. DMCC Free Zone issues commercial, professional and industrial licences from its base in Dubai, and GoldenKey processes new registrations there every week. Day to day, the most common businesses Turkish nationals open through GoldenKey are in construction, textiles and garments, food and beverage and furniture, although DMCC Free Zone supports almost any activity. In our experience, turkish nationals are a growing community of traders, contractors and restaurateurs, especially in Dubai, so the DMCC Free Zone authority, the banks and the immigration officers see Turkish applications every day and process them without hesitation.

Why DMCC Free Zone

As a rule, unlike some zones, DMCC Free Zone does not require a large paid-up capital to be blocked in a bank account before the licence is released. DMCC Free Zone is located in Jumeirah Lakes Towers (JLT), Dubai — central business district, and the issuing authority's processing time for a standard file is around 7 working days.

How DMCC Free Zone works with GoldenKey

  1. Step 1: Consultation and activity selection
    Step 1

    Consultation and activity selection

    To be clear, in the first call we check that DMCC Free Zone lists your activity, settle the licence type and match the visa package and office to what you actually need.

  2. Step 2: Name reservation and initial approval
    Step 2

    Name reservation and initial approval

    We submit your preferred trade names to DMCC Free Zone and secure initial approval, normally within a day or two of submission. For opening a fintech company in the UAE as a Turkish founder, GoldenKey completes this stage with you on WhatsApp or by email.

  3. Step 3: Document submission and payment
    Step 3

    Document submission and payment

    Importantly, you sign the submission forms and memorandum, we submit the attested supporting documents and the licence fee is paid to the registrar.

  4. Step 4: Licence issued and next steps
    Step 4

    Licence issued and next steps

    DMCC Free Zone issues the licence, incorporation certificate and lease; from there we open the establishment card, process visas and arrange your bank introduction. Expect clear updates from your GoldenKey consultant while this step runs for opening a fintech company in the UAE as a Turkish founder.

Documents required

Gather these documents and GoldenKey will take care of the rest of opening a fintech company in the UAE as a Turkish founder.

  • A police clearance certificate from Türkiye if the activity or the Golden Visa category requires it
  • A passport-size photograph on a white background
  • A bank statement from your Türkiye bank for the last three months, which banks use to understand your profile
  • Attested parent-company documents and a board resolution if the shareholder is a company
  • A short business plan or activity description for certain professional activities
  • A passport issued by Türkiye with at least six months' validity

Pricing

In practice, all prices for opening a fintech company in the UAE as a Turkish founder are indicative, shown in AED and confirmed in writing before you pay. Put simply, use the table below to compare packages for opening a fintech company in the UAE as a Turkish founder; we will confirm the exact total for your case in a written quotation.

Pricing available on request — message us for a written quotation.

Why the UAE

Put simply, since 2021, most mainland activities have allowed 100% foreign ownership, and free zones have always offered it, so opening a fintech company in the UAE as a Turkish founder no longer requires a local partner. The dirham has been pegged to the US dollar since 1997, which removes currency risk for opening a fintech company in the UAE as a Turkish founder and makes international pricing simple.

Why GoldenKey

In our experience, our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for opening a fintech company in the UAE as a Turkish founder happen the same day they are ready. As we tell every client, we speak the languages our clients speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for opening a fintech company in the UAE as a Turkish founder. As a rule, our quotations for opening a fintech company in the UAE as a Turkish founder list every government fee and our service fee on one page, in writing, before a single dirham changes hands anything.

In practice, if you would like a written quotation for opening a fintech company in the UAE as a Turkish founder, use the form below or message us on WhatsApp and we will respond as soon as possible.

Frequently asked questions

How many visas can I get with a DMCC Free Zone licence?

Put simply, visa quota is tied to the package and office you choose. DMCC Free Zone packages generally start from a zero-visa option and scale to five or more visas with a physical office, and additional visas can be added later for the per-visa fee shown in our pricing.

What is the difference between an FZE and an FZCO in DMCC Free Zone?

An FZE has one shareholder and an FZCO has two or more. Both offer limited liability and 100% foreign ownership, and the fees in DMCC Free Zone are typically the same.

Can I add more activities to my DMCC Free Zone licence later?

Yes, it can. DMCC Free Zone allows activity additions and changes through a licence amendment, which GoldenKey can process in a few working days for a small authority fee.

Is fintech & payments allowed in DMCC Free Zone?

Yes, it can. Turkish nationals can own 100% of a fintech company in the UAE. {brand} recommends DMCC Free Zone for this activity and confirms any sector approvals before you commit.

Do Turkish nationals need a UAE visa before applying for DMCC Free Zone?

No. You can apply for the licence from Türkiye with scanned documents, and the investor residence visa is processed afterwards.

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