As a rule, aDCB suits SMEs with UAE operations, especially those serving Abu Dhabi corporates and government, and its product range includes business current account, SME package, corporate cards and merchant services. A UAE business account is the step that turns your licence into a working company, and ADCB is a sound candidate for many of the companies we form. For most clients, typical examples of this activity include dental clinic, physiotherapy centre, home healthcare and aesthetic clinic, which can usually sit together on one ADCB licence. GoldenKey has licensed healthcare clinic businesses for clients in ADCB and knows which sub-activities to list so you are not asked to amend the licence later.
Why ADCB
In practice, aDCB is known for ProCash digital banking, competitive fees for start-ups, good for Abu Dhabi-based businesses and trade and working-capital facilities, and for that reason we shortlist it for companies with that profile. Just as important, having a UAE residence visa and Emirates ID for at least one signatory makes an ADCB file noticeably smoother. GoldenKey has licensed healthcare clinic in ADCB for clients ranging from solo founders to groups opening a regional branch, so we know which sub-activities to list.
How ADCB works with GoldenKey
Step 1Profile review
We assess your business profile against ADCB's appetite — activity, nationalities, turnover — and confirm the fit first. We keep a written record of this step so your file for an ADCB account for a healthcare clinic is audit-ready.
Step 2Document pack
GoldenKey assembles the trade licence, memorandum, passport and visa copies, proof of address, business profile and supporting invoices or contracts.
Step 3Introduction and meeting
Importantly, we arrange the meeting with an ADCB relationship manager and sit alongside you to answer compliance questions. Nothing is submitted for an ADCB account for a healthcare clinic until you have reviewed and approved it.
Step 4Compliance and activation
After compliance review by ADCB, any queries are answered with our help and the account is opened.
Documents required
Here is what you will need for an ADCB account for a healthcare clinic; GoldenKey checks every item before submission.
- Sample invoices, contracts or purchase orders where available
- Personal or corporate bank statements for the last three to six months
- Proof of residential address for each signatory
- Trade licence, certificate of incorporation and memorandum of association
- A business profile describing products, customers, suppliers and countries of operation
- Passport, visa and Emirates ID copies of all shareholders and signatories
Pricing
To be clear, use the table below to compare packages for an ADCB account for a healthcare clinic; we will confirm the exact total for your case in a written quotation. The figures below for an ADCB account for a healthcare clinic are updated by GoldenKey whenever the authority changes its fees, so the price you see is the current one.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-07.
Why the UAE
On the ground, since 2021, most mainland activities have allowed 100% foreign ownership, and free zones have always offered it, so an ADCB account for a healthcare clinic no longer requires a local partner. As a rule, the dirham has been pegged to the US dollar since 1997, which removes currency risk for an ADCB account for a healthcare clinic and makes international pricing simple.
Why GoldenKey
We speak the languages our clients speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for an ADCB account for a healthcare clinic. For most clients, after your ADCB licence is issued, the same team handles renewals, visa additions, amendments and tax registrations, so you never have to explain your business twice. To be clear, most of our ADCB clients come to us through referrals from other founders, which is why we take pride in keeping every promise we put in writing.
Message GoldenKey now and we will prepare a personalised quotation for an ADCB account for a healthcare clinic, valid for 30 days and confirmed in writing.
Frequently asked questions
Can I open a ADCB account without a UAE residence visa?
In practice, some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey usually processes your investor visa before the bank application for that reason.
What if ADCB declines my application?
In practice, we ask for the reason, address it if possible and apply to a better-matched bank. A decline at one bank does not affect your submission elsewhere.
Is a minimum balance required at ADCB?
Most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current ADCB terms for your package before you apply.
Is healthcare clinic allowed in ADCB?
In short, aDCB assesses healthcare clinic businesses on their documentation and trading pattern. {brand} prepares a profile that explains the activity clearly.
Which licence type covers healthcare clinic?
Day to day, healthcare Clinic is classified as a professional activity, and GoldenKey selects the exact activity code so your licence matches what you actually do.


