ADIB is Abu Dhabi Islamic Bank, a leading Islamic lender with a modern digital platform and SME banking team, and it is one of the banks GoldenKey regularly introduces new companies to. GoldenKey does not promise bank approvals, because only the bank's compliance team can grant them; what we do is prepare your ADIB application so thoroughly that there is little left to question. In short, external approvals for cleaning & facilities management are: municipality; MOHRE labour quota. GoldenKey has licensed cleaning and facilities company businesses for customers in ADIB and knows which sub-activities to list so you are not asked to amend the licence later.
Why ADIB
Account opening at ADIB is a compliance process, not a sales process: the bank wants to understand who you are, what you sell, who pays you and where the money comes from. If ADIB is not the right fit for your profile, we say so and introduce you to a bank that is, because a well-matched submission is approved faster. Day to day, aDIB is a sensible home for cleaning & facilities management because commercial and residential cleaning, maintenance and integrated facilities management is a well-understood activity there and the approvals are routine.
How ADIB works with GoldenKey
Step 1Profile review
As a rule, we assess your business profile against ADIB's appetite — activity, nationalities, turnover — and confirm the fit first.
Step 2Document pack
GoldenKey assembles the trade licence, memorandum, passport and visa copies, proof of address, business profile and supporting invoices or contracts. Your portal shows the status of this step for an ADIB account for a cleaning and facilities company in real time.
Step 3Introduction and meeting
GoldenKey introduces you to a business banking officer at ADIB and joins the application meeting, in person or online.
Step 4Compliance and activation
ADIB's compliance team reviews the file, raises any follow-up questions (which we help answer) and activates the account on approval. We keep a written record of this step so your file for an ADIB account for a cleaning and facilities company is audit-ready.
Documents required
Day to day, for an ADIB account for a cleaning and facilities company the authority asks for the following documents, and we tell you exactly how each must be formatted.
- A CV for each shareholder and the company's website or social links
- Office tenancy contract or flexi-desk agreement
- Sample invoices, contracts or purchase orders where available
- Passport, visa and Emirates ID copies of all shareholders and signatories
- Personal or corporate bank statements for the last three to six months
- Proof of residential address for each signatory
Pricing
All prices for an ADIB account for a cleaning and facilities company are indicative, shown in AED and confirmed in writing before you pay. In practice, the figures below for an ADIB account for a cleaning and facilities company are updated by GoldenKey whenever the authority changes its fees, so the price you see is the current one.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-06.
Why the UAE
As we tell every client, the dirham has been pegged to the US dollar since 1997, which removes currency risk for an ADIB account for a cleaning and facilities company and makes international pricing simple. Banking, logistics, telecoms and digital government services in the UAE are among the most advanced in the region, which keeps the running costs of an ADIB account for a cleaning and facilities company predictable.
Why GoldenKey
Importantly, our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for an ADIB account for a cleaning and facilities company happen the same day they are ready. GoldenKey's consultants have handled an ADIB account for a cleaning and facilities company for traders, consultants, tech founders and family offices, which gives us a realistic view of what each authority approves without delay. We speak the languages our customers speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for an ADIB account for a cleaning and facilities company.
Book a call with GoldenKey and we will confirm your eligibility, your costs and your next steps for an ADIB account for a cleaning and facilities company in a single conversation.
Frequently asked questions
How long does ADIB take to open a business account?
Timelines vary with the bank's workload and the complexity of your profile. Simple service companies with a resident signatory are generally faster; trading companies with many countries of operation take longer.
What if ADIB declines my application?
To be clear, we ask for the reason, address it if possible and apply to a better-matched bank. A decline at one bank does not affect your application elsewhere.
Can a free zone company open an account with ADIB?
Yes. ADIB accepts companies from the main free zones, subject to its review. A clear activity and a UAE-resident signatory help.
What approvals does cleaning & facilities management need?
To be clear, municipality; MOHRE labour quota. GoldenKey obtains these as part of the setup.
Is cleaning & facilities management allowed in ADIB?
ADIB assesses cleaning & facilities management businesses on their documentation and trading pattern. {brand} prepares a profile that explains the activity clearly.


