WhatsApp quoteA UAE business account is the step that turns your licence into a working company, and ADIB is a sound candidate for many of the companies we form. ADIB suits SMEs and professionals who prefer Islamic banking, especially in Abu Dhabi, and its product range includes business account, Islamic financing, corporate cards and payroll services. Construction & Contracting in ADIB means building, civil works, MEP and specialist contracting for clients across the UAE, and it is licensed as a commercial activity. GoldenKey has licensed contracting company businesses for clients in ADIB and knows which sub-activities to list so you are not asked to amend the licence later.
Why ADIB
GoldenKey prepares a one-page business profile, a projected cash-flow summary and a document pack in the format ADIB relationship managers expect. Account opening at ADIB is a compliance process, not a sales process: the bank wants to understand who you are, what you sell, who pays you and where the money comes from. For construction & contracting, ADIB offers the office options such a business actually needs and a visa quota that can grow with the team.
How ADIB works with GoldenKey
Step 1Profile review
GoldenKey studies your licence, activity, ownership and expected turnover to judge whether ADIB is the right match before any form is filled. This is also the point at which we answer any question specific to an ADIB account for a contracting company.
Step 2Document pack
We compile the licence, memorandum, passport and visa copies, address proof, business profile and sample contracts in the layout ADIB expects.
Step 3Introduction and meeting
We introduce you to an ADIB business banking officer and sit with you for the submission meeting, in person or by video. For an ADIB account for a contracting company this step rarely needs your presence; scans and e-signatures are enough.
Step 4Compliance and activation
The bank's compliance team reviews the file, may ask follow-up questions that we help you answer, and activates the account on approval.
Documents required
Importantly, the document list for an ADIB account for a contracting company is short, and most clients already have everything on it.
- Office tenancy contract or flexi-desk agreement
- Personal or corporate bank statements for the last three to six months
- A CV for each shareholder and the company's website or social links
- A business profile describing products, customers, suppliers and countries of operation
- Trade licence, certificate of incorporation and memorandum of association
- Passport, visa and Emirates ID copies of all shareholders and signatories
Pricing
Use the table below to compare packages for an ADIB account for a contracting company; we will confirm the exact total for your case in a written quotation. The figures below for an ADIB account for a contracting company are updated by GoldenKey whenever the issuing authority changes its fees, so the price you see is the current one.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-06.
Why the UAE
Crucially, the UAE sits within an eight-hour flight of two-thirds of the world's population, and for that reason so many business owners choose it as a base for an ADIB account for a contracting company. Banking, logistics, telecoms and digital government services in the UAE are among the most advanced in the region, which keeps the running costs of an ADIB account for a contracting company predictable.
Why GoldenKey
We speak the languages our clients speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for an ADIB account for a contracting company. GoldenKey's consultants have handled an ADIB account for a contracting company for traders, consultants, tech founders and family offices, which gives us a realistic view of what each authority approves quickly. GoldenKey is based in Ajman Free Zone and has helped founders from more than 60 countries with an ADIB account for a contracting company, so the paperwork, approvals and timing hold no surprises for us.
Call or WhatsApp GoldenKey today and a consultant will walk you through an ADIB account for a contracting company step by step, with no obligation and no pressure.
Frequently asked questions
Does GoldenKey guarantee a ADIB account?
No adviser can. ADIB's compliance team makes the decision. What GoldenKey does is prepare a complete, consistent application and introduce you to the right banking officer, which is where most of the difference is made.
Can I open a ADIB account without a UAE residence visa?
Some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey generally processes your investor visa before the bank application for that reason.
What if ADIB declines my application?
In short, we ask for the reason, address it if possible and apply to a better-matched bank. A decline at one bank does not affect your application elsewhere.
Is construction & contracting allowed in ADIB?
ADIB assesses construction & contracting businesses on their documentation and trading pattern. {brand} prepares a profile that explains the activity clearly.
Which licence type covers construction & contracting?
Construction & Contracting is classified as a commercial activity, and GoldenKey selects the exact activity code so your licence matches what you actually do.
