ADIB suits SMEs and professionals who prefer Islamic banking, especially in Abu Dhabi, and its product range includes business account, Islamic financing, corporate cards and payroll services. ADIB is Abu Dhabi Islamic Bank, a leading Islamic lender with a modern digital platform and SME banking team, and it is one of the banks GoldenKey regularly introduces new companies to. Put simply, external approvals for restaurant & café are: municipality food control, civil defence and, for alcohol, the relevant licensing authority. As we tell every client, restaurant & Café in ADIB means operating a dine-in restaurant, café, cloud kitchen or food truck, and it is licensed as a commercial activity.
Why ADIB
Just as important, having a UAE residence visa and Emirates ID for at least one signatory makes an ADIB request noticeably smoother. GoldenKey prepares a one-page business profile, a projected cash-flow summary and a document pack in the format ADIB relationship managers expect. In short, aDIB is a sensible home for restaurant & café because operating a dine-in restaurant, café, cloud kitchen or food truck is a well-understood activity there and the approvals are routine.
How ADIB works with GoldenKey
Step 1Profile review
GoldenKey studies your licence, activity, ownership and expected turnover to judge whether ADIB is the right match before any form is filled. Nothing is submitted for an ADIB account for a restaurant or café until you have reviewed and approved it.
Step 2Document pack
GoldenKey builds the complete document pack for ADIB: corporate papers, signatory IDs, proof of address, profile and supporting invoices.
Step 3Introduction and meeting
We introduce you to an ADIB business banking officer and sit with you for the application meeting, in person or by video. For an ADIB account for a restaurant or café, GoldenKey completes this stage with you on WhatsApp or by email.
Step 4Compliance and activation
Crucially, aDIB's compliance team reviews the file, raises any follow-up questions (which we help answer) and activates the account on approval.
Documents required
Here is what you will need for an ADIB account for a restaurant or café; GoldenKey checks every item before submission.
- Passport, visa and Emirates ID copies of all shareholders and signatories
- Trade licence, certificate of incorporation and memorandum of association
- Proof of residential address for each signatory
- Personal or corporate bank statements for the last three to six months
- Sample invoices, contracts or purchase orders where available
- A CV for each shareholder and the company's website or social links
Pricing
Use the table below to compare packages for an ADIB account for a restaurant or café; we will confirm the exact total for your case in a written quotation. To be clear, pricing for an ADIB account for a restaurant or café depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-06.
Why the UAE
There are no restrictions on repatriating profits or capital, so earnings from an ADIB account for a restaurant or café can be moved to your home country or reinvested freely. Residence visas for owners and families come with the company, which makes an ADIB account for a restaurant or café a route to relocation as well as a business decision.
Why GoldenKey
Just as important, after your ADIB licence is granted, the same team handles renewals, visa additions, amendments and tax registrations, so you never have to explain your business twice. GoldenKey's consultants have handled an ADIB account for a restaurant or café for traders, consultants, tech founders and family offices, which gives us a realistic view of what each authority approves quickly. To be clear, our quotations for an ADIB account for a restaurant or café list every government fee and our service fee on one page, in writing, before you pay anything.
Put simply, ready to start? Send us a WhatsApp message with your nationality, the activity you have in mind and the number of visas you need, and we will reply shortly with a written quotation for an ADIB account for a restaurant or café.
Frequently asked questions
Is a minimum balance required at ADIB?
Most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current ADIB terms for your package before you apply.
How long does ADIB take to open a business account?
Timelines vary with the bank's workload and the complexity of your profile. Simple service companies with a resident signatory are generally faster; trading companies with many countries of operation take longer.
Can I open a ADIB account without a UAE residence visa?
Some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey usually processes your investor visa before the bank file for that reason.
Is restaurant & café allowed in ADIB?
ADIB assesses restaurant & café businesses on their documentation and trading pattern. {brand} prepares a profile that explains the activity clearly.
What approvals does restaurant & café need?
Municipality food control, civil defence and, for alcohol, the relevant licensing authority. GoldenKey obtains these as part of the setup.


