WhatsApp quoteFrom day one, opening a business account with ADIB is a realistic goal for a well-prepared company, and preparation is exactly what GoldenKey provides. ADIB is Abu Dhabi Islamic Bank, a leading Islamic lender with a modern digital platform and SME banking team, and it is one of the banks GoldenKey regularly introduces new companies to. For most clients, vietnamese nationals are a young community in trading, IT outsourcing and hospitality, so the ADIB authority, the banks and the immigration officers see Vietnamese applications every day and process them without hesitation. the UAE is Vietnam's largest trading partner in the Middle East, with a CEPA concluded in 2024, which gives Vietnamese entrepreneurs a ready market and supply chain the moment their ADIB licence is issued.
Why ADIB
From day one, aDIB is known for Sharia-compliant banking, digital account services, strong Abu Dhabi presence and business financing, which is why we shortlist it for companies with that profile. For most clients, having a UAE residence visa and Emirates ID for at least one signatory makes an ADIB application noticeably smoother. Crucially, many Vietnamese entrepreneurs run ADIB companies alongside an existing business in Vietnam, using the UAE entity for international invoicing and regional sales.
How ADIB works with GoldenKey
Step 1Profile review
We review your licence, activity, shareholder nationalities and expected turnover and confirm that ADIB is a sensible match. For an ADIB business account for Vietnamese owners this step rarely needs your presence; scans and e-signatures are enough.
Step 2Document pack
We compile the licence, memorandum, passport and visa copies, address proof, business profile and sample contracts in the layout ADIB expects.
Step 3Introduction and meeting
GoldenKey introduces you to a business banking officer at ADIB and joins the file meeting, in person or online. Nothing is submitted for an ADIB business account for Vietnamese owners until you have reviewed and approved it.
Step 4Compliance and activation
The bank's compliance team reviews the file, may ask follow-up questions that we help you answer, and activates the account on approval.
Documents required
Here is what you will need for an ADIB business account for Vietnamese owners; GoldenKey checks every item before submission.
- A bank statement from your Vietnam bank for the last three months, which banks use to understand your profile
- Sample invoices, contracts or purchase orders where available
- Trade licence, certificate of incorporation and memorandum of association
- A passport granted by Vietnam with at least six months' validity
- A business profile describing products, customers, suppliers and countries of operation
- Personal or corporate bank statements for the last three to six months
Pricing
The figures below for an ADIB business account for Vietnamese owners are updated by GoldenKey whenever the registrar changes its fees, so the price you see is the current one. Pricing for an ADIB business account for Vietnamese owners depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-07.
Why the UAE
For most clients, there are no restrictions on repatriating profits or capital, so earnings from an ADIB business account for Vietnamese owners can be moved to your home country or reinvested freely. English is the working language of business, contracts are routinely drafted in English, and government portals are bilingual, which simplifies an ADIB business account for Vietnamese owners for international founders.
Why GoldenKey
GoldenKey's consultants have handled an ADIB business account for Vietnamese owners for traders, consultants, tech founders and family offices, which gives us a realistic view of what each authority approves quickly. Our quotations for an ADIB business account for Vietnamese owners list every government fee and our service fee on one page, in writing, before any payment anything. From day one, you deal with one named consultant from the first call until your ADIB licence, visa and bank introduction are complete, and that consultant answers your WhatsApp messages personally.
Tell us about your plans for an ADIB business account for Vietnamese owners and GoldenKey will come back to you shortly with a clear price, a document checklist and a realistic timeline.
Frequently asked questions
Is a minimum balance required at ADIB?
Most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current ADIB terms for your package before you apply.
Does GoldenKey guarantee a ADIB account?
No consultant can. ADIB's compliance team makes the decision. What GoldenKey does is prepare a complete, consistent application and introduce you to the right banking officer, which is where most of the difference is made.
Can I open a ADIB account without a UAE residence visa?
Some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey generally processes your investor visa before the bank application for that reason.
Can a Vietnamese citizen own 100% of a company in ADIB?
Yes. Vietnamese nationals can own the full share capital of a ADIB company with no local partner, exactly like any other nationality.
Is there a double taxation agreement between Vietnam and the UAE?
Yes. The UAE and Vietnam have a double taxation agreement, and a UAE tax residency certificate lets you claim treaty relief on qualifying income. GoldenKey can obtain the certificate once your company is established.
