WhatsApp quoteAjman Bank is Ajman's own Islamic bank, close to the Ajman Free Zone and mainland business community, and it is one of the banks GoldenKey regularly introduces new companies to. GoldenKey does not promise bank approvals, because only the bank's compliance team can grant them; what we do is prepare your Ajman Bank file so thoroughly that there is little left to question. IT & Software in Ajman Bank means software development, SaaS, app development, IT consulting and managed services, and it is licensed as a professional activity. GoldenKey has licensed IT and software company businesses for clients in Ajman Bank and knows which sub-activities to list so you are not asked to amend the licence later.
Why Ajman Bank
To be clear, if Ajman Bank is not the right fit for your profile, we say so and introduce you to a bank that is, because a well-matched submission is approved faster. Ajman Bank is known for Ajman-based decision making, Sharia-compliant products, SME friendly and convenient for Ajman licences, and for that reason we shortlist it for companies with that profile. From day one, for it & software, Ajman Bank offers the office options such a business actually needs and a visa quota that can grow with the team.
How Ajman Bank works with GoldenKey
Step 1Profile review
We review your licence, activity, shareholder nationalities and expected turnover and confirm that Ajman Bank is a sensible match.
Step 2Document pack
On the ground, we compile the licence, memorandum, passport and visa copies, address proof, business profile and sample contracts in the layout Ajman Bank expects. Your portal shows the status of this step for an Ajman Bank account for an IT and software company in real time.
Step 3Introduction and meeting
GoldenKey introduces you to a business banking officer at Ajman Bank and joins the file meeting, in person or online.
Step 4Compliance and activation
Crucially, after compliance review by Ajman Bank, any queries are answered with our help and the account is opened. If the authority raises a query on an Ajman Bank account for an IT and software company at this stage, we handle it the same day.
Documents required
In our experience, the document list for an Ajman Bank account for an IT and software company is short, and most clients already have everything on it.
- Sample invoices, contracts or purchase orders where available
- Passport, visa and Emirates ID copies of all shareholders and signatories
- Trade licence, certificate of incorporation and memorandum of association
- Office tenancy contract or flexi-desk agreement
- A CV for each shareholder and the company's website or social links
- Proof of residential address for each signatory
Pricing
All prices for an Ajman Bank account for an IT and software company are indicative, shown in AED and confirmed in writing before any payment. Crucially, the figures below for an Ajman Bank account for an IT and software company are updated by GoldenKey whenever the authority changes its fees, so the price you see is the current one.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-07.
Why the UAE
Banking, logistics, telecoms and digital government services in the UAE are among the most advanced in the region, which keeps the running costs of an Ajman Bank account for an IT and software company predictable. The dirham has been pegged to the US dollar since 1997, which removes currency risk for an Ajman Bank account for an IT and software company and makes international pricing simple.
Why GoldenKey
Day to day, because GoldenKey works with the licensing authority, the immigration department and the banks every single week, we know exactly which documents each of them will ask for on an Ajman Bank file. As we tell every client, if a document is missing or an approval is delayed on your Ajman Bank file, we tell you immediately and explain the fix, rather than letting the submission sit. Our quotations for an Ajman Bank account for an IT and software company list every government fee and our service fee on one page, in writing, before you pay anything.
Importantly, call or WhatsApp GoldenKey today and an adviser will walk you through an Ajman Bank account for an IT and software company step by step, with no obligation and no pressure.
Frequently asked questions
Does GoldenKey guarantee a Ajman Bank account?
No adviser can. Ajman Bank's compliance team makes the decision. What GoldenKey does is prepare a complete, consistent application and introduce you to the right banking officer, which is where most of the difference is made.
Can I open a Ajman Bank account without a UAE residence visa?
Some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey typically processes your investor visa before the bank application for that reason.
Can a free zone company open an account with Ajman Bank?
Yes, it can. Ajman Bank accepts companies from the main free zones, subject to its review. A clear activity and a UAE-resident signatory help.
Is it & software allowed in Ajman Bank?
Ajman Bank assesses it & software businesses on their documentation and trading pattern. {brand} prepares a profile that explains the activity clearly.
Can I combine it & software with other activities?
For most clients, in most cases yes. Related activities can share one licence, while unrelated ones may need a general trading licence or a second licence.
