WhatsApp quoteGoldenKey does not promise bank approvals, because only the bank's compliance team can grant them; what we do is prepare your Commercial Bank of Dubai (CBD) file so thoroughly that there is little left to question. A UAE business account is the step that turns your licence into a working company, and Commercial Bank of Dubai (CBD) is a sound candidate for many of the companies we form. Commercial Bank of Dubai (CBD) suits trading companies and service businesses with Dubai operations, and its product range includes business current account, trade finance, working capital and corporate cards.
Why Commercial Bank of Dubai (CBD)
If Commercial Bank of Dubai (CBD) is not the right fit for your profile, we say so and introduce you to a bank that is, because a well-matched request is approved faster. Having a UAE UAE residence visa and Emirates ID for at least one signatory makes a Commercial Bank of Dubai (CBD) application noticeably smoother. GoldenKey prepares a one-page business profile, a projected cash-flow summary and a document pack in the format Commercial Bank of Dubai (CBD) relationship managers expect.
How Commercial Bank of Dubai (CBD) works with GoldenKey
Step 1Profile review
Put simply, we review your licence, activity, shareholder nationalities and expected turnover and confirm that Commercial Bank of Dubai (CBD) is a sensible match.
Step 2Document pack
To be clear, we compile the licence, memorandum, passport and visa copies, address proof, business profile and sample contracts in the layout Commercial Bank of Dubai (CBD) expects. For a Commercial Bank of Dubai (CBD) account for an individual holding a freelance permit this step rarely needs your presence; scans and e-signatures are enough.
Step 3Introduction and meeting
Crucially, we introduce you to a Commercial Bank of Dubai (CBD) business banking officer and sit with you for the application meeting, in person or by video.
Step 4Compliance and activation
After compliance review by Commercial Bank of Dubai (CBD), any queries are answered with our help and the account is opened. We keep a written record of this step so your file for a Commercial Bank of Dubai (CBD) account for an individual holding a freelance permit is audit-ready.
Documents required
The document list for a Commercial Bank of Dubai (CBD) account for an individual holding a freelance permit is short, and most clients already have everything on it.
- A CV for each shareholder and the company's website or social links
- A business profile describing products, customers, suppliers and countries of operation
- Sample invoices, contracts or purchase orders where available
- Office tenancy contract or flexi-desk agreement
- Passport, visa and Emirates ID copies of all shareholders and signatories
- Proof of residential address for each signatory
Pricing
Day to day, pricing for a Commercial Bank of Dubai (CBD) account for an individual holding a freelance permit depends on the package you choose; every option below includes GoldenKey's service and the government fees stated. Importantly, all prices for a Commercial Bank of Dubai (CBD) account for an individual holding a freelance permit are indicative, shown in AED and confirmed in writing before you pay.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-06.
How Commercial Bank of Dubai (CBD) views a freelancer
Freelance permit holders can open a business or professional account at Commercial Bank of Dubai (CBD) subject to the bank's current policy on freelance permits. A residence visa, the permit, client contracts and invoices make the application straightforward.
Why the UAE
In our experience, residence visas for owners and families come with the company, which makes a Commercial Bank of Dubai (CBD) account for an individual holding a freelance permit a route to relocation as well as a business decision. As a rule, since 2021, most mainland activities have allowed 100% foreign ownership, and free zones have always offered it, so a Commercial Bank of Dubai (CBD) account for an individual holding a freelance permit no longer requires a local partner.
Why GoldenKey
Our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for a Commercial Bank of Dubai (CBD) account for an individual holding a freelance permit happen the same day they are ready. Our quotations for a Commercial Bank of Dubai (CBD) account for an individual holding a freelance permit list every government fee and our service fee on one page, in writing, before you pay anything. As a rule, if a document is missing or an approval is delayed on your Commercial Bank of Dubai (CBD) file, we tell you immediately and explain the fix, rather than letting the application sit.
Message GoldenKey now and we will prepare a personalised quotation for a Commercial Bank of Dubai (CBD) account for an individual holding a freelance permit, valid for 30 days and confirmed in writing.
Frequently asked questions
Can I open a Commercial Bank of Dubai (CBD) account without a UAE residence visa?
In our experience, some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey usually processes your investor visa before the bank submission for that reason.
Does GoldenKey guarantee a Commercial Bank of Dubai (CBD) account?
No case manager can. Commercial Bank of Dubai (CBD)'s compliance team makes the decision. What GoldenKey does is prepare a complete, consistent application and introduce you to the right banking officer, which is where most of the difference is made.
Can a free zone company open an account with Commercial Bank of Dubai (CBD)?
Yes. Commercial Bank of Dubai (CBD) accepts companies from the main free zones, subject to its review. A clear activity and a UAE-resident signatory help.
How long does Commercial Bank of Dubai (CBD) take to open a business account?
Timelines vary with the bank's workload and the complexity of your profile. Simple service companies with a resident signatory are generally faster; trading companies with many countries of operation take longer.
Is a minimum balance required at Commercial Bank of Dubai (CBD)?
Most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current Commercial Bank of Dubai (CBD) terms for your package before you apply.
