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Commercial Bank of Dubai (CBD) Account for General Trading Businesses

Import, export, re-export and wholesale of a broad range of goods under one licence

Commercial Bank of Dubai (CBD) suits trading companies and service businesses with Dubai operations, and its product range includes business current account, trade finance, working capital and corporate cards. A UAE business account is the step that turns your licence into a working company, and Commercial Bank of Dubai (CBD) is a sound candidate for many of the companies we form. GoldenKey has licensed general trading company businesses for clients in Commercial Bank of Dubai (CBD) and knows which sub-activities to list so you are not asked to amend the licence later. To be clear, general Trading in Commercial Bank of Dubai (CBD) means import, export, re-export and wholesale of a broad range of goods under one licence, and it is licensed as a commercial activity.

Why Commercial Bank of Dubai (CBD)

If Commercial Bank of Dubai (CBD) is not the right fit for your profile, we say so and introduce you to a bank that is, because a well-matched application is approved faster. Having a UAE residence visa and Emirates ID for at least one signatory makes a Commercial Bank of Dubai (CBD) file noticeably smoother. Commercial Bank of Dubai (CBD) is a sensible home for general trading because import, export, re-export and wholesale of a broad range of goods under one licence is a well-understood activity there and the approvals are routine.

How Commercial Bank of Dubai (CBD) works with GoldenKey

  1. Step 1: Profile review
    Step 1

    Profile review

    We review your licence, activity, shareholder nationalities and expected turnover and confirm that Commercial Bank of Dubai (CBD) is a sensible match. This is also the point at which we answer any question specific to a Commercial Bank of Dubai (CBD) account for a general trading company.

  2. Step 2: Document pack
    Step 2

    Document pack

    GoldenKey builds the complete document pack for Commercial Bank of Dubai (CBD): corporate papers, signatory IDs, proof of address, profile and supporting invoices.

  3. Step 3: Introduction and meeting
    Step 3

    Introduction and meeting

    GoldenKey introduces you to a business banking officer at Commercial Bank of Dubai (CBD) and joins the application meeting, in person or online. For a Commercial Bank of Dubai (CBD) account for a general trading company this step rarely needs your presence; scans and e-signatures are enough.

  4. Step 4: Compliance and activation
    Step 4

    Compliance and activation

    The bank's compliance team reviews the file, may ask follow-up questions that we help you answer, and activates the account on approval.

Documents required

Just as important, for a Commercial Bank of Dubai (CBD) account for a general trading company the authority asks for the following documents, and we tell you exactly how each must be formatted.

  • Proof of residential address for each signatory
  • Trade licence, certificate of incorporation and memorandum of association
  • Personal or corporate bank statements for the last three to six months
  • A CV for each shareholder and the company's website or social links
  • Sample invoices, contracts or purchase orders where available
  • Passport, visa and Emirates ID copies of all shareholders and signatories

Pricing

As a rule, use the table below to compare packages for a Commercial Bank of Dubai (CBD) account for a general trading company; we will confirm the exact total for your case in a written quotation. Pricing for a Commercial Bank of Dubai (CBD) account for a general trading company depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.

Bank Account Opening Assistance
GoldenKey service feeAED 1,500

Introduction, document preparation and coordination with bank relationship manager

Request this service

Prices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-07.

Why the UAE

The UAE's reputation as a trading hub means international clients and suppliers already trust a UAE licence, which shortens sales cycles for a Commercial Bank of Dubai (CBD) account for a general trading company. Since 2021, most mainland activities have allowed 100% foreign ownership, and free zones have always offered it, so a Commercial Bank of Dubai (CBD) account for a general trading company no longer requires a local partner.

Why GoldenKey

To be clear, we will tell you plainly if Commercial Bank of Dubai (CBD) is not the right choice for your plan and point you to a better option, even when that option costs less. We speak the languages our customers speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for a Commercial Bank of Dubai (CBD) account for a general trading company. For most clients, because GoldenKey works with the licensing authority, the immigration department and the banks every single week, we know exactly which documents each of them will ask for on a Commercial Bank of Dubai (CBD) file.

As we tell every client, message GoldenKey now and we will prepare a personalised quotation for a Commercial Bank of Dubai (CBD) account for a general trading company, valid for 30 days and confirmed in writing.

Frequently asked questions

Does GoldenKey guarantee a Commercial Bank of Dubai (CBD) account?

No case manager can. Commercial Bank of Dubai (CBD)'s compliance team makes the decision. What GoldenKey does is prepare a complete, consistent submission and introduce you to the right banking officer, which is where most of the difference is made.

Can I open a Commercial Bank of Dubai (CBD) account without a UAE residence visa?

Crucially, some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey usually processes your investor visa before the bank application for that reason.

Is a minimum balance required at Commercial Bank of Dubai (CBD)?

To be clear, most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current Commercial Bank of Dubai (CBD) terms for your package before you apply.

Is general trading allowed in Commercial Bank of Dubai (CBD)?

In our experience, commercial Bank of Dubai (CBD) assesses general trading businesses on their documentation and trading pattern. {brand} prepares a profile that explains the activity clearly.

What approvals does general trading need?

No special approval for standard goods; customs code required to physically import. GoldenKey obtains these as part of the setup.

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