WhatsApp quoteEmirates Islamic is the Islamic banking arm of the Emirates NBD group, combining Sharia compliance with the group's digital platform, and it is one of the banks GoldenKey regularly introduces new companies to. Opening a business account with Emirates Islamic is a realistic goal for a well-prepared company, and preparation is exactly what GoldenKey provides. GoldenKey has licensed contracting company businesses for customers in Emirates Islamic and knows which sub-activities to list so you are not asked to amend the licence later. Typical examples of this activity include building contractor, MEP contractor, fit-out contractor and landscaping, which can usually sit together on one Emirates Islamic licence.
Why Emirates Islamic
Importantly, having a UAE residence visa and Emirates ID for at least one signatory makes an Emirates Islamic request noticeably smoother. GoldenKey prepares a one-page business profile, a projected cash-flow summary and a document pack in the format Emirates Islamic relationship managers expect. For construction & contracting, Emirates Islamic offers the office options such a business actually needs and a visa quota that can grow with the team.
How Emirates Islamic works with GoldenKey
Step 1Profile review
We review your licence, activity, shareholder nationalities and expected turnover and confirm that Emirates Islamic is a sensible match.
Step 2Document pack
We compile the licence, memorandum, passport and visa copies, address proof, business profile and sample contracts in the layout Emirates Islamic expects. Nothing is submitted for an Emirates Islamic account for a contracting company until you have reviewed and approved it.
Step 3Introduction and meeting
We introduce you to an Emirates Islamic business banking officer and sit with you for the application meeting, in person or by video.
Step 4Compliance and activation
After compliance review by Emirates Islamic, any queries are answered with our help and the account is opened. Expect clear updates from your GoldenKey consultant while this step runs for an Emirates Islamic account for a contracting company.
Documents required
Here is what you will need for an Emirates Islamic account for a contracting company; GoldenKey checks every item before submission.
- Office tenancy contract or flexi-desk agreement
- Proof of residential address for each signatory
- A CV for each shareholder and the company's website or social links
- Sample invoices, contracts or purchase orders where available
- Personal or corporate bank statements for the last three to six months
- A business profile describing products, customers, suppliers and countries of operation
Pricing
Use the table below to compare packages for an Emirates Islamic account for a contracting company; we will confirm the exact total for your case in a written quotation. All prices for an Emirates Islamic account for a contracting company are indicative, shown in AED and confirmed in writing before you pay.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-07.
Why the UAE
In short, residence visas for owners and families come with the company, which makes an Emirates Islamic account for a contracting company a route to relocation as well as a business decision. Importantly, english is the working language of business, contracts are routinely drafted in English, and government portals are bilingual, which simplifies an Emirates Islamic account for a contracting company for international founders.
Why GoldenKey
GoldenKey's consultants have handled an Emirates Islamic account for a contracting company for traders, consultants, tech business owners and family offices, which gives us a realistic view of what each authority approves fast. From day one, every Emirates Islamic package we quote already includes the licence, registration, the establishment card where applicable and our full assistance, with no hidden add-ons at the end. If a document is missing or an approval is delayed on your Emirates Islamic file, we tell you immediately and explain the fix, rather than letting the request sit.
If you would like a written quotation for an Emirates Islamic account for a contracting company, use the form below or message us on WhatsApp and we will respond as soon as possible.
Frequently asked questions
Can a free zone company open an account with Emirates Islamic?
It can. Emirates Islamic accepts companies from the main free zones, subject to its review. A clear activity and a UAE-resident signatory help.
Is a minimum balance required at Emirates Islamic?
Most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current Emirates Islamic terms for your package before you apply.
Can I open a Emirates Islamic account without a UAE residence visa?
Just as important, some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey usually processes your investor visa before the bank application for that reason.
Is construction & contracting allowed in Emirates Islamic?
Emirates Islamic assesses construction & contracting businesses on their documentation and trading pattern. {brand} prepares a profile that explains the activity clearly.
Which licence type covers construction & contracting?
Day to day, construction & Contracting is classified as a commercial activity, and GoldenKey selects the exact activity code so your licence matches what you actually do.
