WhatsApp quoteEmirates NBD suits well-documented trading, services and professional companies with a clear UAE presence, and its product range includes business current account, multi-currency account, corporate cards and trade finance. Emirates NBD is the largest bank in Dubai and one of the biggest in the region, with a dedicated business banking arm for SMEs and free zone companies, and it is one of the banks GoldenKey regularly introduces new companies to. In practice, iT & Software in Emirates NBD means software development, SaaS, app development, IT consulting and managed services, and it is licensed as a professional activity. GoldenKey has licensed IT and software company businesses for clients in Emirates NBD and knows which sub-activities to list so you are not asked to amend the licence later.
Why Emirates NBD
Having a UAE residence visa and Emirates ID for at least one signatory makes an Emirates NBD application noticeably smoother. Emirates NBD typically expects a resident signatory and a clear business plan with projected turnover. As we tell every client, for it & software, Emirates NBD offers the office options such a business actually needs and a visa quota that can grow with the team.
How Emirates NBD works with GoldenKey
Step 1Profile review
GoldenKey studies your licence, activity, ownership and expected turnover to judge whether Emirates NBD is the right match before any form is filled.
Step 2Document pack
For most clients, we compile the licence, memorandum, passport and visa copies, address proof, business profile and sample contracts in the layout Emirates NBD expects. Nothing is submitted for an Emirates NBD account for an IT and software company until you have reviewed and approved it.
Step 3Introduction and meeting
GoldenKey introduces you to a business banking officer at Emirates NBD and joins the application meeting, in person or online.
Step 4Compliance and activation
After compliance review by Emirates NBD, any queries are answered with our help and the account is opened. Expect clear updates from your GoldenKey consultant while this step runs for an Emirates NBD account for an IT and software company.
Documents required
The document list for an Emirates NBD account for an IT and software company is short, and most clients already have everything on it.
- A business profile describing products, customers, suppliers and countries of operation
- Trade licence, certificate of incorporation and memorandum of association
- A CV for each shareholder and the company's website or social links
- Personal or corporate bank statements for the last three to six months
- Passport, visa and Emirates ID copies of all shareholders and signatories
- Sample invoices, contracts or purchase orders where available
Pricing
The figures below for an Emirates NBD account for an IT and software company are updated by GoldenKey whenever the authority changes its fees, so the price you see is the current one. All prices for an Emirates NBD account for an IT and software company are indicative, shown in AED and confirmed in writing before you pay.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-07.
Why the UAE
Banking, logistics, telecoms and digital government services in the UAE are among the most advanced in the region, which keeps the running costs of an Emirates NBD account for an IT and software company predictable. Residence visas for owners and families come with the company, which makes an Emirates NBD account for an IT and software company a route to relocation as well as a business decision.
Why GoldenKey
In practice, after your Emirates NBD licence is issued, the same team handles renewals, visa additions, amendments and tax registrations, so you never have to explain your business twice. From day one, our quotations for an Emirates NBD account for an IT and software company list every government fee and our service fee on one page, in writing, before you pay anything. GoldenKey's consultants have handled an Emirates NBD account for an IT and software company for traders, consultants, tech entrepreneurs and family offices, which gives us a realistic view of what each authority approves quickly.
Put simply, call or WhatsApp GoldenKey today and a consultant will walk you through an Emirates NBD account for an IT and software company step by step, with no obligation and no pressure.
Frequently asked questions
Is a minimum balance required at Emirates NBD?
To be clear, most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current Emirates NBD terms for your package before you apply.
How long does Emirates NBD take to open a business account?
As a rule, timelines vary with the bank's workload and the complexity of your profile. Simple service companies with a resident signatory are generally faster; trading companies with many countries of operation take longer.
What if Emirates NBD declines my application?
Put simply, we ask for the reason, address it if possible and apply to a better-matched bank. A decline at one bank does not affect your application elsewhere.
Is it & software allowed in Emirates NBD?
Emirates NBD assesses it & software businesses on their documentation and trading pattern. {brand} prepares a profile that explains the activity clearly.
Can I combine it & software with other activities?
In most cases yes. Related activities can share one licence, while unrelated ones may need a general trading licence or a second licence.
