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First Abu Dhabi Bank (FAB) Account for Restaurant & Café Businesses

Operating a dine-in restaurant, café, cloud kitchen or food truck

First Abu Dhabi Bank (FAB) is the largest bank in the UAE by assets, with international reach and corporate-grade services for larger or well-capitalised businesses, and it is one of the banks GoldenKey regularly introduces new companies to. GoldenKey does not promise bank approvals, because only the bank's compliance team can grant them; what we do is prepare your First Abu Dhabi Bank (FAB) request so thoroughly that there is little left to question. GoldenKey has licensed restaurant or café businesses for clients in First Abu Dhabi Bank (FAB) and knows which sub-activities to list so you are not asked to amend the licence later. For most clients, restaurant & Café in First Abu Dhabi Bank (FAB) means operating a dine-in restaurant, café, cloud kitchen or food truck, and it is licensed as a commercial activity.

Why First Abu Dhabi Bank (FAB)

GoldenKey prepares a one-page business profile, a projected cash-flow summary and a document pack in the format First Abu Dhabi Bank (FAB) relationship managers expect. If First Abu Dhabi Bank (FAB) is not the right fit for your profile, we say so and introduce you to a bank that is, because a well-matched application is approved faster. For restaurant & café, First Abu Dhabi Bank (FAB) offers the office options such a business actually needs and a visa quota that can grow with the team.

How First Abu Dhabi Bank (FAB) works with GoldenKey

  1. Step 1: Profile review
    Step 1

    Profile review

    GoldenKey studies your licence, activity, ownership and expected turnover to judge whether First Abu Dhabi Bank (FAB) is the right match before any form is filled.

  2. Step 2: Document pack
    Step 2

    Document pack

    GoldenKey builds the complete document pack for First Abu Dhabi Bank (FAB): corporate papers, signatory IDs, proof of address, profile and supporting invoices. Your portal shows the status of this step for a First Abu Dhabi Bank (FAB) account for a restaurant or café in real time.

  3. Step 3: Introduction and meeting
    Step 3

    Introduction and meeting

    GoldenKey introduces you to a business banking officer at First Abu Dhabi Bank (FAB) and joins the request meeting, in person or online.

  4. Step 4: Compliance and activation
    Step 4

    Compliance and activation

    The bank's compliance team reviews the file, may ask follow-up questions that we help you answer, and activates the account on approval. We keep a written record of this step so your file for a First Abu Dhabi Bank (FAB) account for a restaurant or café is audit-ready.

Documents required

The document list for a First Abu Dhabi Bank (FAB) account for a restaurant or café is short, and most customers already have everything on it.

  • Proof of residential address for each signatory
  • Office tenancy contract or flexi-desk agreement
  • Trade licence, certificate of incorporation and memorandum of association
  • A CV for each shareholder and the company's website or social links
  • Sample invoices, contracts or purchase orders where available
  • A business profile describing products, customers, suppliers and countries of operation

Pricing

Use the table below to compare packages for a First Abu Dhabi Bank (FAB) account for a restaurant or café; we will confirm the exact total for your case in a written quotation. All prices for a First Abu Dhabi Bank (FAB) account for a restaurant or café are indicative, shown in AED and confirmed in writing before you pay.

Bank Account Opening Assistance
GoldenKey service feeAED 1,500

Introduction, document preparation and coordination with bank relationship manager

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Prices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-07.

Why the UAE

On the ground, the UAE's reputation as a trading hub means international clients and suppliers already trust a UAE licence, which shortens sales cycles for a First Abu Dhabi Bank (FAB) account for a restaurant or café. From day one, since 2021, most mainland activities have allowed 100% foreign ownership, and free zones have always offered it, so a First Abu Dhabi Bank (FAB) account for a restaurant or café no longer requires a local partner.

Why GoldenKey

We speak the languages our customers speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for a First Abu Dhabi Bank (FAB) account for a restaurant or café. GoldenKey's consultants have handled a First Abu Dhabi Bank (FAB) account for a restaurant or café for traders, consultants, tech founders and family offices, which gives us a realistic view of what each authority approves quickly. Our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for a First Abu Dhabi Bank (FAB) account for a restaurant or café happen the same day they are ready.

On the ground, if you would like a written quotation for a First Abu Dhabi Bank (FAB) account for a restaurant or café, use the form below or message us on WhatsApp and we will respond as soon as possible.

Frequently asked questions

What if First Abu Dhabi Bank (FAB) declines my application?

Day to day, we ask for the reason, address it if possible and apply to a better-matched bank. A decline at one bank does not affect your request elsewhere.

Is a minimum balance required at First Abu Dhabi Bank (FAB)?

Day to day, most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current First Abu Dhabi Bank (FAB) terms for your package before you apply.

How long does First Abu Dhabi Bank (FAB) take to open a business account?

On the ground, timelines vary with the bank's workload and the complexity of your profile. Simple service companies with a resident signatory are generally faster; trading companies with many countries of operation take longer.

Which licence type covers restaurant & café?

Day to day, restaurant & Café is classified as a commercial activity, and GoldenKey selects the exact activity code so your licence matches what you actually do.

Is restaurant & café allowed in First Abu Dhabi Bank (FAB)?

First Abu Dhabi Bank (FAB) assesses restaurant & café businesses on their documentation and trading pattern. {brand} prepares a profile that explains the activity clearly.

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