A UAE business account is the step that turns your licence into a working company, and Mashreq is a sound candidate for many of the companies we form. Importantly, opening a business account with Mashreq is a realistic goal for a well-prepared company, and preparation is exactly what GoldenKey provides. Just as important, romanian IT talent and construction firms are well represented in Dubai, which gives Romanian entrepreneurs a ready market and supply chain the moment their Mashreq licence is granted. GoldenKey has Romanian clients from Bucharest, Cluj-Napoca and Timișoara, and our consultants understand the papers released in Romania and how to attest them for the UAE.
Why Mashreq
Mashreq is known for digital-first onboarding, start-up friendly packages, fast account decisions and integrated payment solutions, which is why we shortlist it for companies with that profile. GoldenKey prepares a one-page business profile, a projected cash-flow summary and a document pack in the format Mashreq relationship managers expect. For Romanians, the practical advantages of Mashreq are the ease of travel between Romania and the UAE, English is widely spoken by Romanian professionals, and a banking system that processes Romanian leu (RON) transfers daily.
How Mashreq works with GoldenKey
Step 1Profile review
GoldenKey studies your licence, activity, ownership and expected turnover to judge whether Mashreq is the right match before any form is filled. This is also the point at which we answer any question specific to a Mashreq business account for Romanian owners.
Step 2Document pack
We compile the licence, memorandum, passport and visa copies, address proof, business profile and sample contracts in the layout Mashreq expects.
Step 3Introduction and meeting
GoldenKey introduces you to a business banking officer at Mashreq and joins the application meeting, in person or online. Expect clear updates from your GoldenKey consultant while this step runs for a Mashreq business account for Romanian owners.
Step 4Compliance and activation
After compliance review by Mashreq, any queries are answered with our help and the account is opened.
Documents required
For most clients, for a Mashreq business account for Romanian owners the licensing authority asks for the following documents, and we tell you exactly how each must be formatted.
- Educational certificates attested by the Romania authorities and the UAE embassy, for professional activities
- Trade licence, certificate of incorporation and memorandum of association
- Sample invoices, contracts or purchase orders where available
- A police clearance certificate from Romania if the activity or the Golden Visa category requires it
- Personal or corporate bank statements for the last three to six months
- A bank statement from your Romania bank for the last three months, which banks use to understand your profile
Pricing
All prices for a Mashreq business account for Romanian owners are indicative, shown in AED and confirmed in writing before you pay. Pricing for a Mashreq business account for Romanian owners depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-07.
Why the UAE
There are no restrictions on repatriating profits or capital, so earnings from a Mashreq business account for Romanian owners can be moved to your home country or reinvested freely. Importantly, the UAE's reputation as a trading hub means international clients and suppliers already trust a UAE licence, which shortens sales cycles for a Mashreq business account for Romanian owners.
Why GoldenKey
Our quotations for a Mashreq business account for Romanian owners list every government fee and our service fee on one page, in writing, before a single dirham changes hands anything. Put simply, every Mashreq package we quote already includes the licence, registration, the establishment card where applicable and our full assistance, with no hidden add-ons at the end. GoldenKey is based in Ajman Free Zone and has helped business owners from more than 60 countries with a Mashreq business account for Romanian owners, so the paperwork, approvals and timing hold no surprises for us.
Message GoldenKey now and we will prepare a personalised quotation for a Mashreq business account for Romanian owners, valid for 30 days and confirmed in writing.
Frequently asked questions
Is a minimum balance required at Mashreq?
Crucially, most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current Mashreq terms for your package before you apply.
Can a free zone company open an account with Mashreq?
Yes, it can. Mashreq accepts companies from the main free zones, subject to its review. A clear activity and a UAE-resident signatory help.
How long does Mashreq take to open a business account?
Day to day, timelines vary with the bank's workload and the complexity of your profile. Simple service companies with a resident signatory are generally faster; trading companies with many countries of operation take longer.
Do Romanians need a UAE visa before applying for Mashreq?
Not in that case. You can apply for the licence from Romania with scanned documents, and the investor residence visa is handled afterwards.
Can a Romanian citizen own 100% of a company in Mashreq?
Yes. Romanians can own the full share capital of a Mashreq company with no local partner, exactly like any other nationality.


