UAE Corporate Bank Account
Without the rejections: we pre-check your file against each bank before you apply.
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2–4 weeks
92% approval
We attend the meeting
- Emirates NBD
- ADCB
- Mashreq
- RAK Bank
- WIO
- Zand
- FAB
- Dubai Islamic Bank
- HSBC
- Standard Chartered
- CBD
- Ajman Bank
GoldenKey feefrom AED 1,500Govt fees as noted- Typical time2–4 weeksfrom first message
Documents10 itemswe check them first
Process4 stepsone consultant
Best forNew free zone, mainland or offshore companies
Who this is for
Business account for your free zone, mainland or offshore company — pre-checked, we attend the bank meeting.
New free zone, mainland or offshore companies
Companies rejected once and applying again
Founders outside the UAE who need a UAE account
Groups needing multi-currency or online banking
What we do for you
Everything included in the GoldenKey fee — you send documents, we do the rest.
Bank selection based on your activity, nationality and turnover
Business plan and KYC pack written by us
Appointment with the relationship manager
Follow-up until the account is live
Online banking and cheque book activation
Will it work for me? 3 taps, no form
Answer the questions and see the realistic outcome before you spend anything.
Which bank fits you
Compared on what actually matters. Hover a card for details; the recommended option is marked.
WIO / Zand (digital)
- Minimum balance
- AED 0 – 10,000
- Opening time
- 3–7 days
- Best for
- Startups, freelancers, e-commerce
Fastest; fully online
Ask about this →
Emirates NBD
- Minimum balance
- AED 50,000
- Opening time
- 2–3 weeks
- Best for
- Trading, services, multi-currency
RAK Bank
- Minimum balance
- AED 25,000
- Opening time
- 2–4 weeks
- Best for
- Free zone companies, new businesses
Documents you’ll need
Send scans on WhatsApp — we check them before anything is submitted.
- Trade licence copy
- Memorandum of Association (MoA) / Articles
- Certificate of incorporation / share certificate
- Passport copy (valid 6+ months) — all shareholders
- UAE residence visa + Emirates ID copy (if resident)
- Proof of home address (utility bill or bank statement, 3 months)
- 6-month personal or existing-company bank statements
- Business plan (we write it)
- Office tenancy / Ejari or flexi-desk agreement
- Client / supplier contracts or invoices (if any)
Missing something? Most documents can be arranged by GoldenKey (attestation, translation, Ejari, business plan).
How it works
Every step with its usual time. One consultant from start to finish.
- 1
Eligibility checksame day
We read your licence and activity and tell you which banks will accept the file.
- 2
Document pack1–3 days
We prepare the business plan, KYC forms and source-of-funds explanation.
- 3
Bank meetingwe attend
Appointment with the relationship manager; we sit with you and answer compliance questions.
- 4
Account live2–4 weeks
IBAN issued, online banking and cheque book activated. We stay until the first transfer works.
Why applications get rejected — and the fix
The problems we see most, and what we do about them before you apply.
Why choose GoldenKey
Ajman Free Zone registered, in-depth UAE knowledge
Most files move the same day
No hidden fees — every price in writing
From first message to completion, on WhatsApp
Pricing
Live from GoldenKey’s price list and confirmed in writing before you pay.
GoldenKey assistance fee. Bank minimum balance applies separately.
- Bank selection based on your activity, nationality and turnover
- Business plan and KYC pack written by us
- Appointment with the relationship manager
- Follow-up until the account is live
- Online banking and cheque book activation
Frequently asked questions
How long does it take?
Digital banks 3–7 days; traditional banks 2–4 weeks after the meeting.
Do I need to be in the UAE?
Most banks need one in-person meeting. Some digital banks open remotely for residents.
What is the minimum balance?
From AED 0 at digital banks to AED 50,000 at the large banks. Below the minimum a monthly fee applies.
Can an offshore company open an account?
Yes, with 2–3 banks. It needs a stronger KYC pack and usually a UAE-resident signatory.
What if the bank rejects?
We apply to the next bank with the corrected file at no extra GoldenKey fee.
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It knows every GoldenKey service, price and document — in English, Arabic, Hindi and Urdu.
