Fintech & Payments in the UAE for Kenyans

Why DMCC Free Zone

In practice, the authority permits Free Zone Company (DMCC FZE), Free Zone Company (DMCC FZCO), Branch and Subsidiary, which covers solo business owners, partnerships and overseas groups opening a UAE branch. In short, one of the reasons we recommend DMCC Free Zone is its world's #1 free zone (Fitch), which matters more than most founders realise once the business is running.

How DMCC Free Zone works with GoldenKey

1. 
   Step 1

   Consultation and activity selection

   We confirm that your activity is available in DMCC Free Zone, choose the licence type and agree the visa package and office option that match your plan.

2. 
   Step 2

   Name reservation and initial approval

   Your trade name is reserved with the DMCC Free Zone authority and initial approval is obtained; this stage rarely takes more than two working days (Monday to Friday). If the authority raises a query on opening a fintech company in the UAE as a Kenyan founder at this stage, we handle it the same day.

3. 
   Step 3

   Document submission and payment

   Just as important, you sign the application forms and memorandum, we submit the attested documents and the licence fee is paid to the authority.

4. 
   Step 4

   Licence issued and next steps

   Once the DMCC Free Zone licence and company documents are released, we move immediately to the immigration file, residence visas and the bank meeting. For opening a fintech company in the UAE as a Kenyan founder this step rarely needs your presence; scans and e-signatures are enough.

Documents required

Importantly, for opening a fintech company in the UAE as a Kenyan founder the registrar asks for the following documents, and we tell you exactly how each must be formatted.

• The UAE entry stamp or visa page if you are already in the country
• Product description
• A police clearance certificate from Kenya if the activity or the Golden Visa category requires it
• A short business plan or activity description for certain professional activities
• A no-objection certificate from your employer if you hold a UAE employment visa
• Your current residence visa and Emirates ID copy if you are a UAE resident

Pricing

Pricing for opening a fintech company in the UAE as a Kenyan founder depends on the package you choose; every option below includes GoldenKey's service and the government fees stated. The figures below for opening a fintech company in the UAE as a Kenyan founder are updated by GoldenKey whenever the authority changes its fees, so the price you see is the current one.

Pricing available on request — message us for a written quotation.

Why the UAE

In short, the UAE sits within an eight-hour flight of two-thirds of the world's population, which is why so many company owners choose it as a base for opening a fintech company in the UAE as a Kenyan founder. Banking, logistics, telecoms and digital government services in the UAE are among the most advanced in the region, which keeps the running costs of opening a fintech company in the UAE as a Kenyan founder predictable.

Why GoldenKey

Our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for opening a fintech company in the UAE as a Kenyan founder happen the same day they are ready. GoldenKey is based in Ajman Free Zone and has helped founders from more than 60 countries with opening a fintech company in the UAE as a Kenyan founder, so the paperwork, approvals and timing hold no surprises for us. We speak the languages our clients speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for opening a fintech company in the UAE as a Kenyan founder.

Frequently asked questions