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Fintech & Payments in the UAE for Swiss nationals

Payment technology, lending platforms, wealth-tech and financial software

DMCC Free Zone is world's #1 free zone — the premium choice for commodity traders and global brands, and it has become one of the most practical choices for company owners who want a UAE licence without a large upfront budget. Day to day, setting up a company in DMCC Free Zone gives you 100% ownership, a UAE trade licence and the option to sponsor residence visas for yourself and your family. Importantly, switzerland is one of the UAE's largest trading partners by value thanks to gold and precious-metal flows through DMCC, which gives Swiss entrepreneurs a ready market and supply chain the moment their DMCC Free Zone licence is issued. For most clients, fintech & Payments in DMCC Free Zone means payment technology, lending platforms, wealth-tech and financial software, and it is licensed as a professional activity.

Why DMCC Free Zone

DMCC Free Zone is located in Jumeirah Lakes Towers (JLT), Dubai — central business district, and the authority's processing time for a standard file is around 7 working days. As we tell every client, office options in DMCC Free Zone range from flexi-desk, office suite, showroom or warehouse, so you only pay for the space your visa quota actually needs.

How DMCC Free Zone works with GoldenKey

  1. Step 1: Consultation and activity selection
    Step 1

    Consultation and activity selection

    We confirm that your activity is available in DMCC Free Zone, choose the licence type and agree the visa package and office option that match your plan. We keep a written record of this step so your file for opening a fintech company in the UAE as a Swiss founder is audit-ready.

  2. Step 2: Name reservation and initial approval
    Step 2

    Name reservation and initial approval

    Put simply, your trade name is reserved with the DMCC Free Zone authority and initial approval is obtained; this stage rarely takes more than two working days.

  3. Step 3: Document submission and payment
    Step 3

    Document submission and payment

    With the forms and memorandum signed, GoldenKey lodges the attested documents and settles the licence fee with the authority on your behalf. This is also the point at which we answer any question specific to opening a fintech company in the UAE as a Swiss founder.

  4. Step 4: Licence issued and next steps
    Step 4

    Licence issued and next steps

    Your DMCC Free Zone licence, certificate of incorporation and lease are granted, and we move straight on to the establishment card, visas and bank introduction.

Documents required

As a rule, for opening a fintech company in the UAE as a Swiss founder the authority asks for the following documents, and we tell you exactly how each must be formatted.

  • A no-objection certificate from your employer if you hold a UAE employment visa
  • A passport issued by Switzerland with at least six months' validity
  • Attested parent-company documents and a board resolution if the shareholder is a company
  • Your current residency visa and Emirates ID copy if you are a UAE resident
  • A passport-size photograph on a white background
  • Educational certificates attested by the Switzerland authorities and the UAE embassy, for professional activities

Pricing

Crucially, the figures below for opening a fintech company in the UAE as a Swiss founder are updated by GoldenKey whenever the issuing authority changes its fees, so the price you see is the current one. As we tell every client, pricing for opening a fintech company in the UAE as a Swiss founder depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.

Pricing available on request — message us for a written quotation.

Why the UAE

Day to day, banking, logistics, telecoms and digital government services in the UAE are among the most advanced in the region, which keeps the running costs of opening a fintech company in the UAE as a Swiss founder predictable. Residence visas for owners and families come with the company, which makes opening a fintech company in the UAE as a Swiss founder a route to relocation as well as a business decision.

Why GoldenKey

We speak the languages our clients speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for opening a fintech company in the UAE as a Swiss founder. GoldenKey's consultants have handled opening a fintech company in the UAE as a Swiss founder for traders, consultants, tech founders and family offices, which gives us a realistic view of what each authority approves without delay. GoldenKey is based in Ajman Free Zone and has helped founders from more than 60 countries with opening a fintech company in the UAE as a Swiss founder, so the paperwork, approvals and timing hold no surprises for us.

Call or WhatsApp GoldenKey today and a consultant will walk you through opening a fintech company in the UAE as a Swiss founder step by step, with no obligation and no pressure.

Frequently asked questions

Do I need to visit the UAE to set up in DMCC Free Zone?

Crucially, most DMCC Free Zone licences can be issued remotely with scanned documents and a signed power of attorney. You will need to enter the UAE for the medical test and Emirates ID biometrics when your residency visa is processed.

What is the difference between an FZE and an FZCO in DMCC Free Zone?

An FZE has one shareholder and an FZCO has two or more. Both offer limited liability and 100% foreign ownership, and the fees in DMCC Free Zone are generally the same.

Can I open a UAE bank account with a DMCC Free Zone company?

Yes, DMCC Free Zone companies open accounts with UAE banks every day. Approval depends on the bank's compliance review of your profile, business plan and documents, and GoldenKey prepares the file and introduces you to a suitable bank.

Is fintech & payments allowed in DMCC Free Zone?

Yes. Swiss nationals can own 100% of a fintech company in the UAE. {brand} recommends DMCC Free Zone for this activity and confirms any sector approvals before you commit.

Can I combine fintech & payments with other activities?

In most cases yes. Related activities can share one licence, while unrelated ones may need a general trading licence or a second licence.

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