WhatsApp quoteA UAE business account is the step that turns your licence into a working company, and ADCB is a sound candidate for many of the companies we form. ADCB suits SMEs with UAE operations, especially those serving Abu Dhabi corporates and government, and its product range includes business current account, SME package, corporate cards and merchant services. The most common businesses Greeks open through GoldenKey are in shipping, hospitality, food exports and construction, although ADCB supports almost any activity. Day to day, greek shipowners and hospitality groups are deeply connected to the UAE market, which gives Greek entrepreneurs a ready market and supply chain the moment their ADCB licence is issued.
Why ADCB
Put simply, aDCB is known for ProCash digital banking, competitive fees for start-ups, good for Abu Dhabi-based businesses and trade and working-capital facilities, which is why we shortlist it for companies with that profile. ADCB's SME team often reviews free zone companies favourably when the owner is UAE-resident. For Greeks, the practical advantages of ADCB are the ease of travel between Greece and the UAE, English is the business language, and a banking system that processes euro (EUR) transfers daily.
How ADCB works with GoldenKey
Step 1Profile review
GoldenKey studies your licence, activity, ownership and expected turnover to judge whether ADCB is the right match before any form is filled.
Step 2Document pack
GoldenKey builds the complete document pack for ADCB: corporate papers, signatory IDs, proof of address, profile and supporting invoices. Expect clear updates from your GoldenKey consultant while this step runs for an ADCB business account for Greek owners.
Step 3Introduction and meeting
We arrange the meeting with an ADCB relationship manager and sit alongside you to answer compliance questions.
Step 4Compliance and activation
After compliance review by ADCB, any queries are answered with our help and the account is opened. Your portal shows the status of this step for an ADCB business account for Greek owners in real time.
Documents required
For an ADCB business account for Greek owners the authority asks for the following paperwork, and we tell you exactly how each must be formatted.
- Sample invoices, contracts or purchase orders where available
- Passport, visa and Emirates ID copies of all shareholders and signatories
- A business profile describing products, customers, suppliers and countries of operation
- Proof of residential address for each signatory
- Office tenancy contract or flexi-desk agreement
- A passport issued by Greece with at least six months' validity
Pricing
In practice, use the table below to compare packages for an ADCB business account for Greek owners; we will confirm the exact total for your case in a written quotation. Importantly, pricing for an ADCB business account for Greek owners depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-06.
Why the UAE
In our experience, english is the working language of business, contracts are routinely drafted in English, and government portals are bilingual, which simplifies an ADCB business account for Greek owners for international founders. Residence visas for owners and families come with the company, which makes an ADCB business account for Greek owners a route to relocation as well as a business decision.
Why GoldenKey
GoldenKey's consultants have handled an ADCB business account for Greek owners for traders, consultants, tech founders and family offices, which gives us a realistic view of what each authority approves promptly. Day to day, most of our ADCB clients come to us through referrals from other entrepreneurs, which is why we take pride in keeping every promise we put in writing. From day one, you deal with one named consultant from the first call until your ADCB licence, visa and bank introduction are complete, and that consultant answers your WhatsApp messages personally.
Crucially, book a call with GoldenKey and we will confirm your eligibility, your costs and your next steps for an ADCB business account for Greek owners in a single conversation.
Frequently asked questions
Can I open a ADCB account without a UAE residence visa?
Some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey for most applicants processes your investor visa before the bank file for that reason.
What if ADCB declines my application?
From day one, we ask for the reason, address it if possible and apply to a better-matched bank. A decline at one bank does not affect your application elsewhere.
Is a minimum balance required at ADCB?
Most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current ADCB terms for your package before you apply.
Can a Greek citizen own 100% of a company in ADCB?
Absolutely. Greeks can own the full share capital of a ADCB company with no local partner, exactly like any other nationality.
Can my family from Greece join me?
To be clear, once your investor visa is granted you can sponsor your spouse and children, and GoldenKey processes their visas alongside yours.
