WhatsApp quoteOpening a business account with Ajman Bank is a realistic goal for a well-prepared company, and preparation is exactly what GoldenKey provides. Ajman Bank suits Ajman Free Zone, Ajman mainland and northern emirates SMEs, and its product range includes business account, Islamic financing, corporate cards and deposit products. Romanians are a large community working in hospitality, aviation, construction and IT, so the Ajman Bank authority, the banks and the immigration officers see Romanian applications every day and process them without hesitation. The most common businesses Romanians open through GoldenKey are in IT and software, hospitality, construction and aviation, although Ajman Bank supports almost any activity.
Why Ajman Bank
In short, having a UAE UAE residence visa and Emirates ID for at least one signatory makes an Ajman Bank application noticeably smoother. GoldenKey works regularly with Ajman Bank for Ajman-licensed clients. GoldenKey has prepared Ajman Bank files for Romanian customers in IT and software, hospitality, construction and aviation, which means we know which Romania documents need attestation and which can be submitted as plain copies.
How Ajman Bank works with GoldenKey
Step 1Profile review
GoldenKey studies your licence, activity, ownership and expected turnover to judge whether Ajman Bank is the right match before any form is filled.
Step 2Document pack
GoldenKey assembles the trade licence, memorandum, passport and visa copies, proof of address, business profile and supporting invoices or contracts. Your portal shows the status of this step for an Ajman Bank business account for Romanian owners in real time.
Step 3Introduction and meeting
To be clear, we introduce you to an Ajman Bank business banking officer and sit with you for the submission meeting, in person or by video.
Step 4Compliance and activation
Ajman Bank's compliance team reviews the file, raises any follow-up questions (which we help answer) and activates the account on approval. Nothing is submitted for an Ajman Bank business account for Romanian owners until you have reviewed and approved it.
Documents required
Gather these supporting documents and GoldenKey will take care of the rest of an Ajman Bank business account for Romanian owners.
- Personal or corporate bank statements for the last three to six months
- Passport, visa and Emirates ID copies of all shareholders and signatories
- Office tenancy contract or flexi-desk agreement
- A CV for each shareholder and the company's website or social links
- Educational certificates attested by the Romania authorities and the UAE embassy, for professional activities
- Sample invoices, contracts or purchase orders where available
Pricing
In our experience, the figures below for an Ajman Bank business account for Romanian owners are updated by GoldenKey whenever the authority changes its fees, so the price you see is the current one. All prices for an Ajman Bank business account for Romanian owners are indicative, shown in AED and confirmed in writing before you pay.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-07.
Why the UAE
English is the working language of business, contracts are routinely drafted in English, and government portals are bilingual, which simplifies an Ajman Bank business account for Romanian owners for international founders. Day to day, the UAE's reputation as a trading hub means international clients and suppliers already trust a UAE licence, which shortens sales cycles for an Ajman Bank business account for Romanian owners.
Why GoldenKey
Just as important, our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for an Ajman Bank business account for Romanian owners happen the same day they are ready. Most of our Ajman Bank customers come to us through referrals from other founders, and for that reason we take pride in keeping every promise we put in writing. From day one, our quotations for an Ajman Bank business account for Romanian owners list every government fee and our service fee on one page, in writing, before you pay anything.
Tell us about your plans for an Ajman Bank business account for Romanian owners and GoldenKey will come back to you shortly with a clear price, a document checklist and a realistic timeline.
Frequently asked questions
Can a free zone company open an account with Ajman Bank?
Yes — Ajman Bank accepts companies from the main free zones, subject to its review. A clear activity and a UAE-resident signatory help.
Can I open a Ajman Bank account without a UAE residence visa?
From day one, some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey generally processes your investor visa before the bank application for that reason.
Is a minimum balance required at Ajman Bank?
Most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current Ajman Bank terms for your package before you apply.
Can a Romanian citizen own 100% of a company in Ajman Bank?
Yes. Romanians can own the full share capital of a Ajman Bank company with no local partner, exactly like any other nationality.
Do Romanians need a UAE visa before applying for Ajman Bank?
No. You can apply for the licence from Romania with scanned documents, and the investor residence visa is processed afterwards.
