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Ajman Bank Business Account for Vietnamese nationals

Ajman's own Islamic bank, close to the Ajman Free Zone and mainland business community

Ajman Bank suits Ajman Free Zone, Ajman mainland and northern emirates SMEs, and its product range includes business account, Islamic financing, corporate cards and deposit products. GoldenKey does not promise bank approvals, because only the bank's compliance team can grant them; what we do is prepare your Ajman Bank file so thoroughly that there is little left to question. As a rule, the most common businesses Vietnamese nationals open through GoldenKey are in electronics, textiles, agricultural exports and IT outsourcing, although Ajman Bank supports almost any activity. Crucially, payments between Vietnam and the UAE are routine: the dirham is pegged to the dollar, Vietnamese dong (VND) transfers settle quickly and UAE banks are familiar with Vietnamese business profiles.

Why Ajman Bank

From day one, having a UAE residency visa and Emirates ID for at least one signatory makes an Ajman Bank application noticeably smoother. GoldenKey prepares a one-page business profile, a projected cash-flow summary and a document pack in the format Ajman Bank relationship managers expect. Importantly, vietnamese applicants benefit from the fact that Ajman Bank already has many Vietnamese shareholders on its register, so its officers recognise Vietnam documents and name formats instantly.

How Ajman Bank works with GoldenKey

  1. Step 1: Profile review
    Step 1

    Profile review

    GoldenKey studies your licence, activity, ownership and expected turnover to judge whether Ajman Bank is the right match before any form is filled. We keep a written record of this step so your file for an Ajman Bank business account for Vietnamese owners is audit-ready.

  2. Step 2: Document pack
    Step 2

    Document pack

    GoldenKey assembles the trade licence, memorandum, passport and visa copies, proof of address, business profile and supporting invoices or contracts.

  3. Step 3: Introduction and meeting
    Step 3

    Introduction and meeting

    Day to day, we introduce you to an Ajman Bank business banking officer and sit with you for the file meeting, in person or by video. If the authority raises a query on an Ajman Bank business account for Vietnamese owners at this stage, we handle it the same day.

  4. Step 4: Compliance and activation
    Step 4

    Compliance and activation

    The bank's compliance team reviews the file, may ask follow-up questions that we help you answer, and activates the account on approval.

Documents required

Crucially, gather these supporting documents and GoldenKey will take care of the rest of an Ajman Bank business account for Vietnamese owners.

  • A bank statement from your Vietnam bank for the last three months, which banks use to understand your profile
  • Trade licence, certificate of incorporation and memorandum of association
  • Office tenancy contract or flexi-desk agreement
  • A passport granted by Vietnam with at least six months' validity
  • Sample invoices, contracts or purchase orders where available
  • Educational certificates attested by the Vietnam authorities and the UAE embassy, for professional activities

Pricing

The figures below for an Ajman Bank business account for Vietnamese owners are updated by GoldenKey whenever the authority changes its fees, so the price you see is the current one. To be clear, pricing for an Ajman Bank business account for Vietnamese owners depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.

Bank Account Opening Assistance
GoldenKey service feeAED 1,500

Introduction, document preparation and coordination with bank relationship manager

Request this service

Prices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-07.

Why the UAE

As a rule, residence visas for owners and families come with the company, which makes an Ajman Bank business account for Vietnamese owners a route to relocation as well as a business decision. There are no restrictions on repatriating profits or capital, so earnings from an Ajman Bank business account for Vietnamese owners can be moved to your home country or reinvested freely.

Why GoldenKey

Our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for an Ajman Bank business account for Vietnamese owners happen the same day they are ready. On the ground, our quotations for an Ajman Bank business account for Vietnamese owners list every government fee and our service fee on one page, in writing, before you pay anything. For most clients, most of our Ajman Bank clients come to us through referrals from other company owners, which is why we take pride in keeping every promise we put in writing.

If you would like a written quotation for an Ajman Bank business account for Vietnamese owners, use the form below or message us on WhatsApp and we will respond as soon as possible.

Frequently asked questions

How long does Ajman Bank take to open a business account?

Timelines vary with the bank's workload and the complexity of your profile. Simple service companies with a resident signatory are generally faster; trading companies with many countries of operation take longer.

Is a minimum balance required at Ajman Bank?

Most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current Ajman Bank terms for your package before you apply.

Does GoldenKey guarantee a Ajman Bank account?

No consultant can. Ajman Bank's compliance team makes the decision. What GoldenKey does is prepare a complete, consistent application and introduce you to the right banking officer, which is where most of the difference is made.

Do Vietnamese nationals need a UAE visa before applying for Ajman Bank?

No, it does not. You can apply for the licence from Vietnam with scanned papers, and the investor UAE residence visa is processed afterwards.

Can a Vietnamese citizen own 100% of a company in Ajman Bank?

Yes, it can. Vietnamese nationals can own the full share capital of a Ajman Bank company with no local partner, exactly like any other nationality.

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