Opening a business account with First Abu Dhabi Bank (FAB) is a realistic goal for a well-prepared company, and preparation is exactly what GoldenKey provides. GoldenKey does not promise bank approvals, because only the bank's compliance team can grant them; what we do is prepare your First Abu Dhabi Bank (FAB) application so thoroughly that there is little left to question. First Abu Dhabi Bank (FAB) suits established companies and groups with higher turnover and international operations, and its product range includes corporate accounts, trade finance, treasury services and cash management.
Why First Abu Dhabi Bank (FAB)
First Abu Dhabi Bank (FAB) is known for international correspondent network, strong corporate banking, global trade finance and premium relationship management, so we shortlist it for companies with that profile. On the ground, having a UAE residence visa and Emirates ID for at least one signatory makes a First Abu Dhabi Bank (FAB) application noticeably smoother. To be clear, fAB generally suits companies with substantial capital or an existing international banking relationship.
How First Abu Dhabi Bank (FAB) works with GoldenKey
Step 1Profile review
We assess your business profile against First Abu Dhabi Bank (FAB)'s appetite — activity, nationalities, turnover — and confirm the fit first. For a First Abu Dhabi Bank (FAB) account for an individual holding a freelance permit this step rarely needs your presence; scans and e-signatures are enough.
Step 2Document pack
GoldenKey builds the complete document pack for First Abu Dhabi Bank (FAB): corporate papers, signatory IDs, proof of address, profile and supporting invoices.
Step 3Introduction and meeting
We arrange the meeting with a First Abu Dhabi Bank (FAB) relationship manager and sit alongside you to answer compliance questions. Nothing is submitted for a First Abu Dhabi Bank (FAB) account for an individual holding a freelance permit until you have reviewed and approved it.
Step 4Compliance and activation
First Abu Dhabi Bank (FAB)'s compliance team reviews the file, raises any follow-up questions (which we help answer) and activates the account on approval.
Documents required
From day one, the document list for a First Abu Dhabi Bank (FAB) account for an individual holding a freelance permit is short, and most customers already have everything on it.
- Sample invoices, contracts or purchase orders where available
- Trade licence, certificate of incorporation and memorandum of association
- Proof of residential address for each signatory
- Passport, visa and Emirates ID copies of all shareholders and signatories
- Office tenancy contract or flexi-desk agreement
- A business profile describing products, customers, suppliers and countries of operation
Pricing
Just as important, use the table below to compare packages for a First Abu Dhabi Bank (FAB) account for an individual holding a freelance permit; we will confirm the exact total for your case in a written quotation. Pricing for a First Abu Dhabi Bank (FAB) account for an individual holding a freelance permit depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.
| GoldenKey service fee | AED 1,500 |
|---|
Introduction, document preparation and coordination with bank relationship manager
Request this servicePrices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-06.
How First Abu Dhabi Bank (FAB) views a freelancer
Freelance permit holders can open a business or professional account at First Abu Dhabi Bank (FAB) subject to the bank's current policy on freelance permits. A residence visa, the permit, client contracts and invoices make the application straightforward.
Why the UAE
As a rule, banking, logistics, telecoms and digital government services in the UAE are among the most advanced in the region, which keeps the running costs of a First Abu Dhabi Bank (FAB) account for an individual holding a freelance permit predictable. From day one, the UAE sits within an eight-hour flight of two-thirds of the world's population, so so many founders choose it as a base for a First Abu Dhabi Bank (FAB) account for an individual holding a freelance permit.
Why GoldenKey
From day one, because GoldenKey works with the licensing authority, the immigration department and the banks every single week, we know exactly which paperwork each of them will ask for on a First Abu Dhabi Bank (FAB) file. You deal with one named consultant from the first call until your First Abu Dhabi Bank (FAB) licence, visa and bank introduction are complete, and that consultant answers your WhatsApp messages personally. GoldenKey is a licensed business setup consultancy, not a reseller, which means your First Abu Dhabi Bank (FAB) submission is prepared, checked and submitted by our own team.
For most clients, if you would like a written quotation for a First Abu Dhabi Bank (FAB) account for an individual holding a freelance permit, use the form below or message us on WhatsApp and we will respond as soon as possible.
Frequently asked questions
Is a minimum balance required at First Abu Dhabi Bank (FAB)?
To be clear, most UAE banks apply a minimum average balance or a monthly fee below it. GoldenKey confirms the current First Abu Dhabi Bank (FAB) terms for your package before you apply.
Does GoldenKey guarantee a First Abu Dhabi Bank (FAB) account?
No consultant can. First Abu Dhabi Bank (FAB)'s compliance team makes the decision. What GoldenKey does is prepare a complete, consistent request and introduce you to the right banking officer, which is where most of the difference is made.
What if First Abu Dhabi Bank (FAB) declines my application?
We ask for the reason, address it if possible and apply to a better-matched bank. A decline at one bank does not affect your file elsewhere.
Can a free zone company open an account with First Abu Dhabi Bank (FAB)?
Yes — First Abu Dhabi Bank (FAB) accepts companies from the main free zones, subject to its review. A clear activity and a UAE-resident signatory help.
Can I open a First Abu Dhabi Bank (FAB) account without a UAE residence visa?
Some banks consider non-resident company accounts, but most prefer a resident signatory. GoldenKey usually processes your investor visa before the bank file for that reason.


