WhatsApp quoteAs a rule, the following example is a composite of real Ras Al Khaimah files handled by GoldenKey for Dutch clients in fintech & payments; details have been generalised.
The starting point
A Dutch entrepreneur from Amsterdam wanted to launch a fintech company serving customers in the UAE and Netherlands. The priorities were a credible licence, a residence visa and a business bank account within a realistic budget.
Why Ras Al Khaimah
After comparing options, Ras Al Khaimah was chosen for its low licence and rent costs and because fintech & payments is a well-established activity there. GoldenKey confirmed the activity code and the visa package in the first consultation.
The process
GoldenKey reserved the trade name, obtained initial approval and submitted attested documents from Netherlands. The licence was issued in line with the usual Ras Al Khaimah timeline, followed by the establishment card, investor visa, medical test and Emirates ID.
Banking and tax
With the licence and visa in hand, GoldenKey prepared the bank file and introduced the client to a bank suited to fintech & payments. Corporate tax registration was completed within the FTA deadline and VAT registration was timed to the expected turnover.
The outcome
As we tell every client, the business was invoicing clients within weeks of the first call, with a UAE address, a resident founder and a compliance calendar managed by GoldenKey. The same path is available to any Dutch founder considering fintech & payments in Ras Al Khaimah.
Indicative pricing for Ras Al Khaimah
- Trade licence & registration
- Establishment card included
- GoldenKey full assistance
- Trade licence & registration
- Establishment card included
- GoldenKey full assistance
- Trade licence & registration
- Establishment card included
- GoldenKey full assistance
| Additional visa | AED 2,500 |
|---|---|
| Annual renewal | AED 7,500 |
Prices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-06.
Why GoldenKey
In our experience, our quotations for fintech & payments in Ras Al Khaimah for a Dutch founder list every government fee and our service fee on one page, in writing, before you pay anything. Our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for fintech & payments in Ras Al Khaimah for a Dutch founder happen the same day they are ready.
Tell us about your plans for fintech & payments in Ras Al Khaimah for a Dutch founder and GoldenKey will come back to you shortly with a clear price, a document checklist and a realistic timeline.
Frequently asked questions
How long does the process take for Dutch applicants?
To be clear, processing for Dutch nationals follows the same timeline as other nationalities. Documents from Netherlands that need attestation are the main variable, and GoldenKey guides you through that step.
Can a Dutch citizen own 100% of a company in Ras Al Khaimah?
Yes. Dutch nationals can own the full share capital of a Ras Al Khaimah company with no local partner, exactly like any other nationality.
Is there a double taxation agreement between Netherlands and the UAE?
Yes. The UAE and Netherlands have a double taxation agreement, and a UAE tax residency certificate lets you claim treaty relief on qualifying income. GoldenKey can obtain the certificate once your company is established.
