This illustrative scenario shows how a Portuguese founder set up a fintech company in IFZA Free Zone with GoldenKey; names and figures are representative of typical client journeys rather than a specific client.
The starting point
A Portuguese entrepreneur from Lisbon wanted to launch a fintech company serving customers in the UAE and Portugal. The priorities were a credible licence, a UAE residence visa and a business bank account within a realistic budget.
Why IFZA Free Zone
After comparing options, IFZA Free Zone was chosen for its Dubai address and because fintech & payments is a well-established activity there. GoldenKey confirmed the activity code and the visa package in the first consultation.
The process
GoldenKey reserved the trade name, obtained initial approval and submitted attested documents from Portugal. The licence was granted in line with the usual IFZA Free Zone timeline, followed by the establishment card, investor visa, medical test and Emirates ID.
Banking and tax
Just as important, with the licence and visa in hand, GoldenKey prepared the bank file and introduced the client to a bank suited to fintech & payments. Corporate tax registration was completed within the FTA deadline and VAT registration was timed to the expected turnover.
The outcome
Day to day, the business was invoicing customers within weeks of the first call, with a UAE address, a resident founder and a compliance calendar managed by GoldenKey. The same path is available to any Portuguese founder considering fintech & payments in IFZA Free Zone.
Indicative pricing for IFZA Free Zone
Pricing available on request — message us for a written quotation.
Why GoldenKey
For most clients, our quotations for fintech & payments in IFZA Free Zone for a Portuguese founder list every government fee and our service fee on one page, in writing, before you pay anything. GoldenKey is based in Ajman Free Zone and has helped business owners from more than 60 countries with fintech & payments in IFZA Free Zone for a Portuguese founder, so the paperwork, approvals and timing hold no surprises for us.
As we tell every client, ready to start? Send us a WhatsApp message with your nationality, the activity you have in mind and the number of visas you need, and we will reply shortly with a written quotation for fintech & payments in IFZA Free Zone for a Portuguese founder.
Frequently asked questions
Can a Portuguese citizen own 100% of a company in IFZA Free Zone?
Absolutely. Portuguese nationals can own the full share capital of a IFZA Free Zone company with no local partner, exactly like any other nationality.
Do Portuguese nationals need a UAE visa before applying for IFZA Free Zone?
No. You can apply for the licence from Portugal with scanned papers, and the investor UAE residence visa is processed afterwards.
Is there a double taxation agreement between Portugal and the UAE?
Yes — The UAE and Portugal have a double taxation agreement, and a UAE tax residency certificate lets you claim treaty relief on qualifying income. GoldenKey can obtain the certificate once your company is established.


