Fintech & Payments in the UAE for Finns

Why DMCC Free Zone

Home to the Dubai Gold & Commodities Exchange (DGCX). Crucially, unlike some zones, DMCC Free Zone does not require a large paid-up capital to be blocked in a bank account before the licence is issued.

How DMCC Free Zone works with GoldenKey

1. 
   Step 1

   Consultation and activity selection

   As we tell every client, in the first call we check that DMCC Free Zone lists your activity, settle the licence type and match the visa package and office to what you actually need.

2. 
   Step 2

   Name reservation and initial approval

   Day to day, we submit your preferred trade names to DMCC Free Zone and secure initial approval, normally within a day or two of submission. Expect clear updates from your GoldenKey consultant while this step runs for opening a fintech company in the UAE as a Finnish founder.

3. 
   Step 3

   Document submission and payment

   On the ground, you sign the application and memorandum, we file the attested paperwork with DMCC Free Zone and the authority's licence fee is paid.

4. 
   Step 4

   Licence issued and next steps

   DMCC Free Zone issues the licence, incorporation certificate and lease; from there we open the establishment card, process visas and arrange your bank introduction. For opening a fintech company in the UAE as a Finnish founder, GoldenKey completes this stage with you on WhatsApp or by email.

Documents required

Here is what you will need for opening a fintech company in the UAE as a Finnish founder; GoldenKey checks every item before submission.

• The UAE entry stamp or visa page if you are already in the country
• A bank statement from your Finland bank for the last three months, which banks use to understand your profile
• Educational certificates attested by the Finland authorities and the UAE embassy, for professional activities
• Your current UAE residence visa and Emirates ID copy if you are a UAE resident
• A passport released by Finland with at least six months' validity
• A short business plan or activity description for certain professional activities

Pricing

In short, pricing for opening a fintech company in the UAE as a Finnish founder depends on the package you choose; every option below includes GoldenKey's service and the government fees stated. Importantly, the figures below for opening a fintech company in the UAE as a Finnish founder are updated by GoldenKey whenever the licensing authority changes its fees, so the price you see is the current one.

Pricing available on request — message us for a written quotation.

Why the UAE

English is the working language of business, contracts are routinely drafted in English, and government portals are bilingual, which simplifies opening a fintech company in the UAE as a Finnish founder for international founders. Residence visas for owners and families come with the company, which makes opening a fintech company in the UAE as a Finnish founder a route to relocation as well as a business decision.

Why GoldenKey

Just as important, most of our DMCC Free Zone clients come to us through referrals from other company owners, and for that reason we take pride in keeping every promise we put in writing. Our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for opening a fintech company in the UAE as a Finnish founder happen the same day they are ready. In our experience, after your DMCC Free Zone licence is granted, the same team handles renewals, visa additions, amendments and tax registrations, so you never have to explain your business twice.

Frequently asked questions