Fintech & Payments in the UAE for Dutch nationals

Why DMCC Free Zone

Put simply, unlike some zones, DMCC Free Zone does not require a large paid-up capital to be blocked in a bank account before the licence is released. Just as important, popular activities in DMCC Free Zone include commodity trading, gold & diamond, crypto & fintech, technology and professional services, and most of them can be combined on a single licence.

How DMCC Free Zone works with GoldenKey

1. 
   Step 1

   Consultation and activity selection

   In the first call we check that DMCC Free Zone lists your activity, settle the licence type and match the visa package and office to what you actually need. This is also the point at which we answer any question specific to opening a fintech company in the UAE as a Dutch founder.

2. 
   Step 2

   Name reservation and initial approval

   In short, your trade name is reserved with the DMCC Free Zone authority and initial approval is obtained; this stage rarely takes more than two working days (Monday to Friday).

3. 
   Step 3

   Document submission and payment

   You sign the application forms and memorandum, we submit the attested documents and the licence fee is paid to the authority. This is also the point at which we answer any question specific to opening a fintech company in the UAE as a Dutch founder.

4. 
   Step 4

   Licence issued and next steps

   Crucially, once the DMCC Free Zone licence and company documents are released, we move immediately to the immigration file, residence visas and the bank meeting.

Documents required

Gather these documents and GoldenKey will take care of the rest of opening a fintech company in the UAE as a Dutch founder.

• Your current residency visa and Emirates ID copy if you are a UAE resident
• A no-objection certificate from your employer if you hold a UAE employment visa
• A short business plan or activity description for certain professional activities
• A bank statement from your Netherlands bank for the last three months, which banks use to understand your profile
• A clear passport copy for each shareholder and manager, valid for at least six months
• Proof of address such as a utility bill or bank statement, requested by some zones

Pricing

Crucially, use the table below to compare packages for opening a fintech company in the UAE as a Dutch founder; we will confirm the exact total for your case in a written quotation. Pricing for opening a fintech company in the UAE as a Dutch founder depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.

Pricing available on request — message us for a written quotation.

Why the UAE

To be clear, banking, logistics, telecoms and digital government services in the UAE are among the most advanced in the region, which keeps the running costs of opening a fintech company in the UAE as a Dutch founder predictable. The UAE sits within an eight-hour flight of two-thirds of the world's population, and for that reason so many entrepreneurs choose it as a base for opening a fintech company in the UAE as a Dutch founder.

Why GoldenKey

GoldenKey's consultants have handled opening a fintech company in the UAE as a Dutch founder for traders, consultants, tech founders and family offices, which gives us a realistic view of what each authority approves quickly. GoldenKey is based in Ajman Free Zone and has helped business owners from more than 60 countries with opening a fintech company in the UAE as a Dutch founder, so the paperwork, approvals and timing hold no surprises for us. In short, after your DMCC Free Zone licence is issued, the same team handles renewals, visa additions, amendments and tax registrations, so you never have to explain your business twice.

Frequently asked questions