WhatsApp quoteA DMCC Free Zone company can be owned entirely by foreign nationals, needs no local sponsor and can start trading internationally as soon as the licence is issued. DMCC Free Zone issues commercial, professional and industrial licences from its base in Dubai, and GoldenKey processes new registrations there every week. In our experience, fintech & Payments in DMCC Free Zone means payment technology, lending platforms, wealth-tech and financial software, and it is licensed as a professional activity. The most common businesses Romanians open through GoldenKey are in IT and software, hospitality, construction and aviation, although DMCC Free Zone supports almost any activity.
Why DMCC Free Zone
Unlike some zones, DMCC Free Zone does not require a large paid-up capital to be blocked in a bank account before the licence is issued. Popular activities in DMCC Free Zone include commodity trading, gold & diamond, crypto & fintech, technology and professional services, and most of them can be combined on a single licence.
How DMCC Free Zone works with GoldenKey
Step 1Consultation and activity selection
In our experience, we confirm that your activity is available in DMCC Free Zone, choose the licence type and agree the visa package and office option that match your plan. If the authority raises a query on opening a fintech company in the UAE as a Romanian founder at this stage, we handle it the same day.
Step 2Name reservation and initial approval
GoldenKey reserves your trade name with the DMCC Free Zone authority and obtains initial approval, in most cases within one to two business days.
Step 3Document submission and payment
You sign the application forms and memorandum, we submit the attested supporting documents and the licence fee is paid to the registrar. Nothing is submitted for opening a fintech company in the UAE as a Romanian founder until you have reviewed and approved it.
Step 4Licence issued and next steps
As a rule, once the DMCC Free Zone licence and company documents are released, we move immediately to the immigration file, residence visas and the bank meeting.
Documents required
Just as important, the document list for opening a fintech company in the UAE as a Romanian founder is short, and most clients already have everything on it.
- A passport-size photograph on a white background
- A no-objection certificate from your employer if you hold a UAE employment visa
- A short business plan or activity description for certain professional activities
- Product description
- The UAE entry stamp or visa page if you are already in the country
- Educational certificates attested by the Romania authorities and the UAE embassy, for professional activities
Pricing
Importantly, all prices for opening a fintech company in the UAE as a Romanian founder are indicative, shown in AED and confirmed in writing before you pay. To be clear, the figures below for opening a fintech company in the UAE as a Romanian founder are updated by GoldenKey whenever the issuing authority changes its fees, so the price you see is the current one.
Pricing available on request — message us for a written quotation.
Why the UAE
The dirham has been pegged to the US dollar since 1997, which removes currency risk for opening a fintech company in the UAE as a Romanian founder and makes international pricing simple. There are no restrictions on repatriating profits or capital, so earnings from opening a fintech company in the UAE as a Romanian founder can be moved to your home country or reinvested freely.
Why GoldenKey
Most of our DMCC Free Zone clients come to us through referrals from other company owners, and that is why we take pride in keeping every promise we put in writing. Put simply, our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for opening a fintech company in the UAE as a Romanian founder happen the same day they are ready. Crucially, our quotations for opening a fintech company in the UAE as a Romanian founder list every government fee and our service fee on one page, in writing, before you pay anything.
On the ground, book a call with GoldenKey and we will confirm your eligibility, your costs and your next steps for opening a fintech company in the UAE as a Romanian founder in a single conversation.
Frequently asked questions
How long does the DMCC Free Zone licence take?
As a rule, once your papers are complete, the authority typically issues the licence within 7 working days. Visas and bank account opening follow afterwards.
How many visas can I get with a DMCC Free Zone licence?
Visa quota is tied to the package and office you choose. DMCC Free Zone packages typically start from a zero-visa option and scale to five or more visas with a physical office, and additional visas can be added later for the per-visa fee shown in our pricing.
Do I need to visit the UAE to set up in DMCC Free Zone?
Just as important, most DMCC Free Zone licences can be issued remotely with scanned documents and a signed power of attorney. You will need to enter the UAE for the medical test and Emirates ID biometrics when your residence visa is processed.
Is fintech & payments allowed in DMCC Free Zone?
Yes. Romanians can own 100% of a fintech company in the UAE. {brand} recommends DMCC Free Zone for this activity and confirms any sector approvals before you commit.
Do Romanians need a UAE visa before applying for DMCC Free Zone?
No — You can apply for the licence from Romania with scanned documents, and the investor residence visa is processed afterwards.
