1 Visa Package
1 residence visa · 1-year licence
AED 16,500
- Trade licence & registration
- Establishment card included
- 1 visa eligibility
- Flexi-desk / office options
- GoldenKey PRO support
MAINLAND · DUBAI
Fintech & Payments on Dubai Mainland
Payment technology, lending platforms, wealth-tech and financial software
5–7 daysSetup time100%OwnershipUp to 5 visasVisas
- 5–7 daysSetup time
- MainlandLicence type
- Flexi | PhysicalOffice / facility
- Up to 5 visasVisa eligibility
- StandardApprovals needed
- From AED 13,200Renewal cost
About Dubai
Why Dubai
A mainland company in Dubai can hold a mainland office, hire staff under MOHRE contracts and register with the Chamber of Commerce for tenders. GoldenKey helps founders compare Dubai mainland with the nearby free zones honestly, because the right answer depends on where your customers are. GoldenKey has licensed fintech company businesses for customers in Dubai and knows which sub-activities to list so you are not asked to amend the licence later. Just as important, fintech & Payments in Dubai means payment technology, lending platforms, wealth-tech and financial software, and it is licensed as a professional activity.
Among the strengths of a Dubai mainland licence are unrestricted UAE-wide trading and Government and corporate tenders, which is why local service businesses gravitate here. Popular districts for a Dubai mainland office include Business Bay, Deira, Bur Dubai, Jumeirah Lakes Towers and Al Quoz, each with different rent levels and customer footfall. GoldenKey has licensed fintech & payments in Dubai for clients ranging from solo founders to groups opening a regional branch, so we know which sub-activities to list.
Packages & cost
Pricing — choose the right package for your business
Just as important, use the table below to compare packages for fintech & payments on Dubai mainland; we will confirm the exact total for your case in a written quotation. Pricing for fintech & payments on Dubai mainland depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.
2 Visa Package
2 residence visas · 1-year licence
AED 22,000
- Trade licence & registration
- Establishment card included
- 2 visa eligibilities
- Flexi-desk / office options
- GoldenKey PRO support
3 Visa Package
3 residence visas · 1-year licence
AED 27,500
- Trade licence & registration
- Establishment card included
- 3 visa eligibilities
- Flexi-desk / office options
- GoldenKey PRO support
5 Visa Package
5 residence visas · 1-year licence
AED 37,400
- Trade licence & registration
- Establishment card included
- 5 visa eligibilities
- Flexi-desk / office options
- GoldenKey PRO support
Additional visaAED 3,850
Annual renewalAED 13,200
Prices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-27.
Business activities
Explore business activities in Dubai
Dubai licenses trading, service, professional and industrial activities. Search every activity we license across the UAE and see where it is available and what it costs.
Required documents
Documents required
Gather these documents and GoldenKey will take care of the rest of fintech & payments on Dubai mainland.
Scanned colour copies are enough to start. We check every item before anything is submitted.
For individuals
- External approvals where the activity requires them, for example from the health authority, RERA or the municipality
- An attested degree for professional activities such as engineering or healthcare
- Product description
- Passport copies of all shareholders and the manager
- Attested parent-company documents for corporate shareholders
- Passport photographs on a white background
For companies
- Certificate of incorporation (attested)
- Memorandum & articles of association
- Board resolution approving the UAE company
- Passport copies of shareholders & directors
- Company profile / business plan
Our process
How Dubai works with GoldenKey
- 1
Activity and legal form
Day to day, we pick the precise activity codes from the Dubai Department of Economy and Tourism (DET) list and settle on the legal form — normally a LLC, or a sole establishment for individual professionals. For fintech & payments on Dubai mainland, GoldenKey completes this stage with you on WhatsApp or by email.
- 2
Trade name and initial approval
GoldenKey files the name reservation and initial-approval request with the Dubai Department of Economy and Tourism (DET) and obtains sector approvals where needed.
- 3
Office, MOA and submission
To be clear, the memorandum of association is signed (online or before the notary), your tenancy is registered and the complete file is submitted to the Dubai Department of Economy and Tourism (DET). If the authority raises a query on fintech & payments on Dubai mainland at this stage, we handle it the same day.
- 4
Licence, Chamber and immigration
To be clear, with the licence in hand we register with the Chamber of Commerce and open the immigration and MOHRE files for your visas.
Frequently asked questions
Frequently asked questions
Straight answers about Dubai. Anything else — ask GK AI or message us.
View all FAQsHow long does Dubai mainland company formation take?
Put simply, with paperwork and a tenancy contract ready, the Dubai Department of Economy and Tourism (DET) typically issues the licence within 4 working days. External approvals for regulated activities add time.
Are Dubai mainland companies subject to corporate tax?
Yes. Mainland companies pay 9% corporate tax on profits above AED 375,000 and must register with the FTA, which GoldenKey handles as part of your setup.
Do I still need an Emirati partner for a Dubai mainland company?
For most clients, for most commercial and industrial activities, no. Since 2021 foreign nationals can own 100% of a Dubai mainland LLC. A short list of strategic activities still requires Emirati participation, and GoldenKey checks your activity before you commit.
Is fintech & payments allowed in Dubai?
Fintech & Payments is not a natural fit for {ent} because building financial software is a technology licence. GoldenKey will recommend the jurisdiction where it is licensed without restrictions and explain why.
Which licence type covers fintech & payments?
On the ground, fintech & Payments is classified as a professional activity, and GoldenKey selects the exact activity code so your licence matches what you actually do.
Get a free quote
Ready to start your business in Dubai?
Ready to start? Send us a WhatsApp message with your nationality, the activity you have in mind and the number of visas you need, and we will reply shortly with a written quotation for fintech & payments on Dubai mainland.
Good to know
More about Dubai
Why the UAE
From day one, english is the working language of business, contracts are routinely drafted in English, and government portals are bilingual, which simplifies fintech & payments on Dubai mainland for international company owners. The UAE sits within an eight-hour flight of two-thirds of the world's population, and that is why so many company owners choose it as a base for fintech & payments on Dubai mainland.
Why GoldenKey
We speak the languages our clients speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for fintech & payments on Dubai mainland. GoldenKey is based in Ajman Free Zone and has helped founders from more than 60 countries with fintech & payments on Dubai mainland, so the paperwork, approvals and timing hold no surprises for us. Our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for fintech & payments on Dubai mainland happen the same day they are ready.
