1 Visa Package
1 residence visa · 1-year licence
AED 11,000
- Trade licence & registration
- Establishment card included
- 1 visa eligibility
- Flexi-desk / office options
- GoldenKey PRO support
MAINLAND · FUJAIRAH
Fintech & Payments on Fujairah Mainland
Payment technology, lending platforms, wealth-tech and financial software
5–7 daysSetup time100%OwnershipUp to 3 visasVisas
- 5–7 daysSetup time
- MainlandLicence type
- Flexi | PhysicalOffice / facility
- Up to 3 visasVisa eligibility
- StandardApprovals needed
- From AED 8,580Renewal cost
About Fujairah
Why Fujairah
A Fujairah mainland licence, issued by the Fujairah Municipality and Department of Industry and Economy, lets your company trade anywhere in the UAE, bid for government work and open as many branches as you need. Choosing Fujairah mainland gives you a licence that landlords, government departments and large corporate clients recognise without a second thought. Fintech & Payments in Fujairah means payment technology, lending platforms, wealth-tech and financial software, and it is licensed as a professional activity. As a rule, typical examples of this activity include payment gateway tech, BNPL platform, wealth-tech app and regtech, which can usually sit together on one Fujairah licence.
Government and semi-government tenders in Fujairah require a mainland licence and Chamber of Commerce membership, both of which GoldenKey arranges. Fujairah Port is one of the world's top three bunkering ports. Fujairah is a sensible home for fintech & payments because payment technology, lending platforms, wealth-tech and financial software is a well-understood activity there and the approvals are routine.
Packages & cost
Pricing — choose the right package for your business
Pricing for fintech & payments on Fujairah mainland depends on the package you choose; every option below includes GoldenKey's service and the government fees stated. Just as important, all prices for fintech & payments on Fujairah mainland are indicative, shown in AED and confirmed in writing before you pay.
2 Visa Package
2 residence visas · 1-year licence
AED 15,400
- Trade licence & registration
- Establishment card included
- 2 visa eligibilities
- Flexi-desk / office options
- GoldenKey PRO support
3 Visa Package
3 residence visas · 1-year licence
AED 19,800
- Trade licence & registration
- Establishment card included
- 3 visa eligibilities
- Flexi-desk / office options
- GoldenKey PRO support
Additional visaAED 2,970
Annual renewalAED 8,580
Prices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-27.
Business activities
Explore business activities in Fujairah
Fujairah licenses trading, service, professional and industrial activities. Search every activity we license across the UAE and see where it is available and what it costs.
Required documents
Documents required
For fintech & payments on Fujairah mainland the authority asks for the following documents, and we tell you exactly how each must be formatted.
Scanned colour copies are enough to start. We check every item before anything is submitted.
For individuals
- The notarised memorandum of association, which GoldenKey drafts for you
- A tenancy contract for an office or shop registered with the emirate's system (Ejari in Dubai)
- Product description
- An attested degree for professional activities such as engineering or healthcare
- External approvals where the activity requires them, for example from the health authority, RERA or the municipality
- The existing visa copy and NOC if a shareholder is on another UAE visaif applicable
For companies
- Certificate of incorporation (attested)
- Memorandum & articles of association
- Board resolution approving the UAE company
- Passport copies of shareholders & directors
- Company profile / business plan
Our process
How Fujairah works with GoldenKey
- 1
Activity and legal form
GoldenKey maps your business to the right Fujairah Municipality and Department of Industry and Economy activity codes and recommends the legal form that fits ownership and liability needs. Your portal shows the status of this step for fintech & payments on Fujairah mainland in real time.
- 2
Trade name and initial approval
GoldenKey reserves your trade name and obtains initial approval from the Fujairah Municipality and Department of Industry and Economy, including any external approvals your activity needs.
- 3
Office, MOA and submission
In short, the memorandum of association is signed (online or before the notary), your tenancy is registered and the complete file is submitted to the Fujairah Municipality and Department of Industry and Economy. Expect clear updates from your GoldenKey consultant while this step runs for fintech & payments on Fujairah mainland.
- 4
Licence, Chamber and immigration
Your Fujairah mainland licence is issued, Chamber membership is activated and we open the establishment and labour files so visas can begin.
Frequently asked questions
Frequently asked questions
Straight answers about Fujairah. Anything else — ask GK AI or message us.
View all FAQsHow long does Fujairah mainland company formation take?
Put simply, with documents and a tenancy contract ready, the Fujairah Municipality and Department of Industry and Economy typically issues the licence within 4 working days. External approvals for regulated activities add time.
What is the difference between Fujairah mainland and a free zone?
Mainland companies can trade directly with any UAE customer and take government contracts; free zone companies have lower costs and customs benefits but trade with the mainland through distributors. GoldenKey compares both for your specific activity.
Do I still need an Emirati partner for a Fujairah mainland company?
In practice, for most commercial and industrial activities, no. Since 2021 foreign nationals can own 100% of a Fujairah mainland LLC. A short list of strategic activities still requires Emirati participation, and GoldenKey checks your activity before you commit.
What approvals does fintech & payments need?
Put simply, cBUAE, DFSA (DIFC) or FSRA (ADGM) for regulated activity. GoldenKey obtains these as part of the setup.
Which licence type covers fintech & payments?
From day one, fintech & Payments is classified as a professional activity, and GoldenKey selects the exact activity code so your licence matches what you actually do.
Get a free quote
Ready to start your business in Fujairah?
On the ground, ready to start? Send us a WhatsApp message with your nationality, the activity you have in mind and the number of visas you need, and we will reply shortly with a written quotation for fintech & payments on Fujairah mainland.
Good to know
More about Fujairah
Why the UAE
Day to day, the UAE's reputation as a trading hub means international clients and suppliers already trust a UAE licence, which shortens sales cycles for fintech & payments on Fujairah mainland. English is the working language of business, contracts are routinely drafted in English, and government portals are bilingual, which simplifies fintech & payments on Fujairah mainland for international founders.
Why GoldenKey
GoldenKey is based in Ajman Free Zone and has helped founders from more than 60 countries with fintech & payments on Fujairah mainland, so the paperwork, approvals and timing hold no surprises for us. On the ground, we speak the languages our clients speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for fintech & payments on Fujairah mainland. In our experience, our quotations for fintech & payments on Fujairah mainland list every government fee and our service fee on one page, in writing, ahead of payment anything.
