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Fintech & Payments via IFZA Offshore

Payment technology, lending platforms, wealth-tech and financial software

GoldenKey is a registered agent for IFZA Offshore formations, which means we incorporate, maintain and renew the company on your behalf. IFZA Offshore structures are popular with investors who want a UAE-registered holding company for property, intellectual property or an international trading business. Fintech & Payments in IFZA Offshore means payment technology, lending platforms, wealth-tech and financial software, and it is licensed as a professional activity. GoldenKey has licensed fintech company businesses for clients in IFZA Offshore and knows which sub-activities to list so you are not asked to amend the licence later.

Why IFZA Offshore

Just as important, offshore companies registered in the UAE benefit from the country's reputation, which is stronger with banks than many traditional offshore jurisdictions. An IFZA Offshore company cannot rent an office, sponsor visas or trade inside the UAE, which is precisely why its fees are so low. Day to day, for fintech & payments, IFZA Offshore offers the office options such a business actually needs and a visa quota that can grow with the team.

Documents required

Gather these documents and GoldenKey will take care of the rest of fintech & payments through an IFZA Offshore company.

  • Passport copies for each shareholder and director
  • A brief description of the intended activities and source of funds
  • A CV or professional profile for each shareholder
  • A bank reference letter or recent bank statement
  • Attested corporate documents if a company will be the shareholder
  • Proof of residential address dated within the last three months

Pricing

Pricing for fintech & payments through an IFZA Offshore company depends on the package you choose; every option below includes GoldenKey's service and the government fees stated. All prices for fintech & payments through an IFZA Offshore company are indicative, shown in AED and confirmed in writing before any payment.

Offshore Package
AED 12,000
  • Trade licence & registration
  • Upgrade to visas anytime
  • GoldenKey full assistance
Get this package
Annual renewalAED 10,000

Prices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-05.

Why the UAE

For most clients, there are no restrictions on repatriating profits or capital, so earnings from fintech & payments through an IFZA Offshore company can be moved to your home country or reinvested freely. On the ground, english is the working language of business, contracts are routinely drafted in English, and government portals are bilingual, which simplifies fintech & payments through an IFZA Offshore company for international founders.

Why GoldenKey

For most clients, our quotations for fintech & payments through an IFZA Offshore company list every government fee and our service fee on one page, in writing, before you pay anything. GoldenKey's consultants have handled fintech & payments through an IFZA Offshore company for traders, consultants, tech founders and family offices, which gives us a realistic view of what each authority approves without delay. Our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for fintech & payments through an IFZA Offshore company happen the same day they are ready.

In our experience, if you would like a written quotation for fintech & payments through an IFZA Offshore company, use the form below or message us on WhatsApp and we will respond as soon as possible.

Frequently asked questions

How quickly can an IFZA Offshore company be set up?

With complete papers, incorporation in most cases takes 5 working days.

Can I open a UAE bank account for an IFZA Offshore company?

Yes, several UAE banks accept IFZA Offshore companies, subject to their compliance review. A clear business purpose and source-of-funds documentation make approval more likely.

Can an IFZA Offshore company own property in the UAE?

IFZA Offshore companies can own real estate in approved freehold areas where the land department accepts the structure. GoldenKey confirms the current rules for the emirate you are buying in.

Which licence type covers fintech & payments?

In short, fintech & Payments is classified as a professional activity, and GoldenKey selects the exact activity code so your licence matches what you actually do.

Is fintech & payments allowed in IFZA Offshore?

On the ground, fintech & Payments is not a natural fit for {ent} because building financial software is a technology licence. {brand} will recommend the jurisdiction where it is licensed without restrictions and explain why.

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