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Fintech & Payments in Ajman Media City

Payment technology, lending platforms, wealth-tech and financial software

5–7 daysSetup time100%OwnershipUp to 1 visasVisas
  • 5–7 daysSetup time
  • Free ZoneLicence type
  • Flexi | PhysicalOffice / facility
  • Up to 1 visasVisa eligibility
  • StandardApprovals needed
  • From AED 4,999Renewal cost
About Ajman Media City

Why Ajman Media City

Ajman Media City issues commercial, professional and industrial licences from its base in Ajman, and GoldenKey processes new registrations there every week. Ajman Media City is UAE's media and content-creator hub — licences from AED 5,000, and it has become one of the most practical choices for founders who want a UAE licence without a large upfront budget. From day one, external approvals for fintech & payments are: CBUAE, DFSA (DIFC) or FSRA (ADGM) for regulated activity. Building financial software is a technology licence. Handling client money, lending, or issuing payment instruments requires Central Bank, DFSA or FSRA authorisation. Many company owners start with a tech licence and apply for regulatory sandbox entry.

Put simply, unlike some zones, Ajman Media City does not require a large paid-up capital to be blocked in a bank account before the licence is granted. Ajman Media City licences are renewed annually with a simple online payment and updated passport copies, and GoldenKey sends a reminder 60 days before the due date. Ajman Media City is a sensible home for fintech & payments because payment technology, lending platforms, wealth-tech and financial software is a well-understood activity there and the approvals are routine.

Packages & cost

Pricing — choose the right package for your business

All prices for fintech & payments in Ajman Media City are indicative, shown in AED and confirmed in writing before you pay. Pricing for fintech & payments in Ajman Media City depends on the package you choose; every option below includes GoldenKey's service and the government fees stated.

Trade License + 0 Visa

Licence only · upgrade to visas anytime

AED 4,999
  • Trade licence & registration
  • Upgrade to visas anytime
  • Company name reservation
  • Flexi-desk / office options
  • GoldenKey PRO support
Get started

Trade License + 2 Visa

Licence package

AED 17,999
  • Trade licence & registration
  • Company name reservation
  • Company name reservation
  • Flexi-desk / office options
  • GoldenKey PRO support
Get started

Trade License + 3 Visa

Licence package

AED 22,999
  • Trade licence & registration
  • Company name reservation
  • Company name reservation
  • Flexi-desk / office options
  • GoldenKey PRO support
Get started

Prices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-28.

Business activities

Explore 340 business activities in Ajman Media City

Ajman Media City lets you combine related activities on one licence. Search by what your business does — in English or Arabic — and quote the GK code when you ask for a quotation.

Popular choices · 340 activities availableAll 340 Ajman Media City activities
Required documents

Documents required

For fintech & payments in Ajman Media City the authority asks for the following documents, and we tell you exactly how each must be formatted.

Scanned colour copies are enough to start. We check every item before anything is submitted.

For individuals

  • A passport-size photograph on a white background
  • Product description
  • A no-objection certificate from your employer if you hold a UAE employment visaif applicable
  • Attested parent-company paperwork and a board resolution if the shareholder is a companyif applicable
  • Proof of address such as a utility bill or bank statement, requested by some zonesif applicable
  • Your current residence visa and Emirates ID copy if you are a UAE residentif applicable

For companies

  • Certificate of incorporation (attested)
  • Memorandum & articles of association
  • Board resolution approving the UAE company
  • Passport copies of shareholders & directors
  • Company profile / business plan
Our process

How Ajman Media City works with GoldenKey

  1. 1

    Consultation and activity selection

    GoldenKey starts by confirming your activity is available in Ajman Media City, then agrees the licence category, visa quota and office option with you in writing.

  2. 2

    Name reservation and initial approval

    In practice, we submit your preferred trade names to Ajman Media City and secure initial approval, normally within a day or two of submission. If the authority raises a query on fintech & payments in Ajman Media City at this stage, we handle it the same day.

  3. 3

    Document submission and payment

    You sign the application and memorandum, we file the attested paperwork with Ajman Media City and the authority's licence fee is paid.

  4. 4

    Licence issued and next steps

    Ajman Media City issues the licence, incorporation certificate and lease; from there we open the establishment card, process visas and arrange your bank introduction. Nothing is submitted for fintech & payments in Ajman Media City until you have reviewed and approved it.

Frequently asked questions

Frequently asked questions

Straight answers about Ajman Media City. Anything else — ask GK AI or message us.

View all FAQs
Do I need to visit the UAE to set up in Ajman Media City?

Most Ajman Media City licences can be released remotely with scanned documents and a signed power of attorney. You will need to enter the UAE for the medical test and Emirates ID biometrics when your residence visa is processed.

Can I open a UAE bank account with a Ajman Media City company?

Yes, Ajman Media City companies open accounts with UAE banks every day. Approval depends on the bank's compliance review of your profile, business plan and documents, and GoldenKey prepares the file and introduces you to a suitable bank.

What is the difference between an FZE and an FZCO in Ajman Media City?

An FZE has one shareholder and an FZCO has two or more. Both offer limited liability and 100% foreign ownership, and the fees in Ajman Media City are in most cases the same.

What approvals does fintech & payments need?

On the ground, cBUAE, DFSA (DIFC) or FSRA (ADGM) for regulated activity. GoldenKey obtains these as part of the setup.

Is fintech & payments allowed in Ajman Media City?

Yes. Fintech & Payments is an available activity in {ent}, and GoldenKey lists the exact sub-activities on your licence. CBUAE, DFSA (DIFC) or FSRA (ADGM) for regulated activity.

Get a free quote

Ready to start your business in Ajman Media City?

Tell us about your plans for fintech & payments in Ajman Media City and GoldenKey will come back to you shortly with a clear price, a document checklist and a realistic timeline.

By submitting this form, you agree to be contacted by our team regarding your enquiry. Prefer chat? WhatsApp us.

Good to know

More about Ajman Media City

Why the UAE

In practice, since 2021, most mainland activities have allowed 100% foreign ownership, and free zones have always offered it, so fintech & payments in Ajman Media City no longer requires a local partner. In practice, english is the working language of business, contracts are routinely drafted in English, and government portals are bilingual, which simplifies fintech & payments in Ajman Media City for international founders.

Why GoldenKey

Importantly, we speak the languages our clients speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for fintech & payments in Ajman Media City. Our office is a short drive from the Ajman Free Zone, Ajman DED and the immigration centre, so physical submissions for fintech & payments in Ajman Media City happen the same day they are ready. Importantly, you deal with one named adviser from the first call until your Ajman Media City licence, visa and bank introduction are complete, and that consultant answers your WhatsApp messages personally.

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