Payment technology, lending platforms, wealth-tech and financial software
Just as important, if you are weighing up where to register in the UAE, DMCC Free Zone deserves a close look for its world's #1 free zone (Fitch) and routine renewal process. Setting up a company in DMCC Free Zone gives you 100% ownership, a UAE trade licence and the option to sponsor residence visas for yourself and your family. GoldenKey has licensed fintech company businesses for clients in DMCC Free Zone and knows which sub-activities to list so you are not asked to amend the licence later. Typical examples of this activity include payment gateway tech, BNPL platform, wealth-tech app and regtech, which can as a rule sit together on one DMCC Free Zone licence.
DMCC (Dubai Multi Commodities Centre) is the world's most interconnected free zone and Dubai's leading hub for trade and commodities, headquartered in Almas Tower, Jumeirah Lakes Towers (JLT). Over 20,000 member companies work across 87 towers in a freehold community where offices can be rented or bought from private landlords. Company setup is 100% digital — pre-approval, registration and licensing are completed online in around 2–3 weeks without visiting Dubai. Facilities start with a flexi desk (up to 3 visas), serviced offices (4–5 visas) and physical offices (1 visa per 9 sqm). GoldenKey manages the whole DMCC process for you: application, name reservation, activities, e-signing, office selection and visas.
From day one, home to the Dubai Gold & Commodities Exchange (DGCX). The authority permits Free Zone Company (DMCC FZE), Free Zone Company (DMCC FZCO), Branch and Subsidiary, which covers solo founders, partnerships and overseas groups opening a UAE branch. GoldenKey has licensed fintech & payments in DMCC Free Zone for clients ranging from solo founders to groups opening a regional branch, so we know which sub-activities to list.
The figures below for fintech & payments in DMCC Free Zone are updated by GoldenKey whenever the authority changes its fees, so the price you see is the current one. Use the table below to compare packages for fintech & payments in DMCC Free Zone; we will confirm the exact total for your case in a written quotation.
1 residence visa · 1-year licence
Licence only · upgrade to visas anytime
3 residence visas · 1-year licence
3 residence visas · 1-year licence
3 residence visas · 1-year licence
Licence only · upgrade to visas anytime
3 residence visas · 1-year licence
3 residence visas · 1-year licence
Prices are indicative, in AED, exclusive of 5% VAT where applicable, and confirmed in writing before payment. Last updated 2026-10-29.
DMCC lets you combine related activities on one licence. Search by what your business does — in English or Arabic — and quote the GK code when you ask for a quotation.
GK-DMCC-001Oil & Natural Gas Well DrillingServicesGK-DMCC-002Oil & Natural Gas Well Reinforcement ServicesServicesGK-DMCC-003Onshore & Offshore Oil & Gas Fields ServicesServicesGK-DMCC-004Repairing Oil & Natural Gas Well Equipment AbroadServicesGK-DMCC-005Well Drilling & Oil & Natural Gas Development AbroadServicesGK-DMCC-006Dairy Products Manufacturing & PackingIndustrialApproval requiredCrucially, the document list for fintech & payments in DMCC Free Zone is short, and most clients already have everything on it.
Scanned colour copies are enough to start. We check every item before anything is submitted.
GoldenKey starts by confirming your activity is available in DMCC Free Zone, then agrees the licence category, visa quota and office option with you in writing.
Your trade name is reserved with the DMCC Free Zone authority and initial approval is obtained; this stage rarely takes more than two working days. Your portal shows the status of this step for fintech & payments in DMCC Free Zone in real time.
You sign the application and memorandum, we file the attested paperwork with DMCC Free Zone and the issuing authority's licence fee is paid.
Your DMCC Free Zone licence, certificate of incorporation and lease are issued, and we move straight on to the establishment card, visas and bank introduction. We keep a written record of this step so your file for fintech & payments in DMCC Free Zone is audit-ready.
Straight answers about DMCC. Anything else — ask GK AI or message us.
View all FAQsImportantly, once your documents are complete, the authority usually issues the licence within 7 working days. Visas and bank account opening follow afterwards.
Most DMCC Free Zone licences can be granted remotely with scanned documents and a signed power of attorney. You will need to enter the UAE for the medical test and Emirates ID biometrics when your residence visa is handled.
An FZE has one shareholder and an FZCO has two or more. Both offer limited liability and 100% foreign ownership, and the fees in DMCC Free Zone are usually the same.
In practice, fintech & Payments is classified as a professional activity, and GoldenKey selects the exact activity code so your licence matches what you actually do.
Yes. Fintech & Payments is an available activity in {ent}, and GoldenKey lists the exact sub-activities on your licence. CBUAE, DFSA (DIFC) or FSRA (ADGM) for regulated activity.
Tell us about your plans for fintech & payments in DMCC Free Zone and GoldenKey will come back to you shortly with a clear price, a document checklist and a realistic timeline.
Put simply, banking, logistics, telecoms and digital government services in the UAE are among the most advanced in the region, which keeps the running costs of fintech & payments in DMCC Free Zone predictable. The dirham has been pegged to the US dollar since 1997, which removes currency risk for fintech & payments in DMCC Free Zone and makes international pricing simple.
GoldenKey is based in Ajman Free Zone and has helped founders from more than 60 countries with fintech & payments in DMCC Free Zone, so the paperwork, approvals and timing hold no surprises for us. Our quotations for fintech & payments in DMCC Free Zone list every government fee and our service fee on one page, in writing, before you pay anything. Importantly, we speak the languages our customers speak, including English, Arabic, Hindi, Urdu and Malayalam, and we can arrange Russian, French and Mandarin support for fintech & payments in DMCC Free Zone.
